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403 E Franklin St, Endicott, NY 13760 Property Records

Broome County and Union Town property record for 403 E Franklin St, Endicott, NY 13760

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,568 sqft · built 1916
Lot Size0.151 acres (6,600 sqft)
Owner2 Individual Names on Record
Last Sale$110,000 (Sep 1999)
Tax Bill$3,063 (2026)
Deeds & MortgagesFeb 2020 Mortgage
May 2017 Sale
APN034601 157.09-3-19

Property Details

APN / Parcel Number

Primary APN034601 157.09-3-19
Alternative APNs
  • 460115700900030190000000
  • 46000210970

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,568 sqft Living Area
1st Floor Area784 sqft
2nd Floor Area784 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,600 sqft (0.151 acres)
Lot Dimensions150 ft deep x 44 ft wide
Garage TypeDetached
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area101 sqft
Shed1 Shed
Canopy48 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number46000210970
Street Address403 E FRANKLIN ST
CityENDICOTT
StateNY
Zip13760-4107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUTF
Legal DescriptionR1 G2 0020K5000C0290000000
Legal Block3
Legal Lot Number19.000
JurisdictionBROOME NY
Township / Civil DivisionUNION
Census Block Group3
Census Block3002
Census Tract13400

Owner

Source: Broome County and Union Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address403 E FRANKLIN ST, ENDICOTT, NY 13760-4107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
May 25, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 1999 · Amount on Record
Deed SaleSep 30, 1999 · Amount on Record
Deed Book / Page1916 / 102
Last Transfer DateJun 18, 2008
Transfer Doc0022310057
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOME NY
Property Address403 E FRANKLIN ST, ENDICOTT, NY 13760-4107
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039460576
DateFeb 21, 2020
Book Page3946/576
Instrument202000004073
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueFeb 7, 2045
Interest
Rate TypeFixed Rate

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBROOME NY
Recording DateMay 25, 2017
Property Address403 E FRANKLIN ST, ENDICOTT, NY 13760-4107
Document Number0025240698
Book / Page002524 / 000698
Instrument DateMay 25, 2017
Instrument12851
Transaction TypeTransfer
Record UpdatedJun 14, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 E FRANKLIN ST ENDICOTT NY 137604107, ENDICOTT, NY 13760-4107

Tax Assessment & Valuation

Source: Broome County and Union Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyBroome County
County SubdivisionUnion Town
MunicipalityEndicott Village
Unified School DistrictUnion-Endicott Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,063.00 (-33.43%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$4,601.00 (+12%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption$3,500 (-) Land $500 Building $3,000$125,900 (+24.46%) Land $17,986 Building $107,914
2024$4,108.00
2023$3,500 Land $500 Building $3,000$101,156 Land $14,451 Building $86,705

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2011–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemENDICOTT MUNICIPAL WATER WORKS
serves 45,000 people · EPA ID NY0301665
Water SourceGroundwater
Last State InspectionDec 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Empire Long Distance
Fiber		1,000 / 100
Zeta Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20

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