St. Johns County property record for 405 E Cochran Ave, Hastings, FL 32145
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,016 sqft · built 1972 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $833 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 040130-0020 |
| Primary APN | 040130-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 100 ft deep x 113 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 176 sqft |
| Patio Area | 717 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 E COCHRAN AVE |
|---|---|
| City | HASTINGS |
| State | FL |
| Zip | 32145-4415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2-8 HASTINGS DEV CO E1/2 LOT 2 & ALL LOT 3 BLK 10 OR1192/933 |
| Legal Range | 28E |
| Legal Township | 09S |
| Legal Section | 17 |
| Legal Subdivision | THE HASTINGS DEVELOPMENT CO. |
| Legal Block | 10 |
| Legal Lot Number | 2,3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | HASTINGS |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 21101 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 472, HASTINGS, FL 32145-0472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK |
| Nov 4, 2025 | Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 405 E COCHRAN AVE, HASTINGS, FL 32145-4415 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 405 E COCHRAN AVE, HASTINGS, FL 32145-4415 |
| Document Number | 0062830951 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | 6283/951 |
| Instrument | 2026000090 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Nov 10, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 405 E COCHRAN AVE, HASTINGS, FL 32145-4415 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 405 E COCHRAN AVE, HASTINGS, FL 32145-4415 |
| Document Number | 0062501533 |
|---|---|
| Date | Nov 4, 2025 |
| Book Page | 6250/1533 |
| Instrument | 2025089862 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 10, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,862 (+2.7%) | $227,242 (+6.1%) Land $24,988 Building $202,254 | |
| 2025 | $833.00 (+20.38%) Homeowner's exemption | $75,815 (+2.9%) | $214,172 (+9.38%) Land $24,988 Building $189,184 |
| 2024 | $692.00 (+0.73%) Homeowner's exemption | $73,678 (+3%) | $195,814 (-7.91%) Land $15,013 Building $180,801 |
| 2023 | $687.00 (+3.78%) Homeowner's exemption | $71,532 (+3%) | $212,640 (+3.93%) Land $12,854 Building $199,786 |
| 2022 | $662.00 Homeowner's exemption | $69,449 | $204,599 Land $13,779 Building $190,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 15 (2007–2026) |
| Claims Outside the SFHA | 14 of 15 |
| Most Recent Claim | Sep 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-HASTINGS WTP serves 1,095 people · EPA ID FL2550476 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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