404 E Cochran Ave, Hastings, FL 32145 Property Records

St. Johns County property record for 404 E Cochran Ave, Hastings, FL 32145

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,207 sqft · built 2020
Lot Size	0.46 acres (20,037 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,999 (Jul 2020)
Tax Bill	$2,210 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`042560-0110`

Property Details

APN / Parcel Number

Primary APN	`042560-0110`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,207 sqft Living Area
Gross Area	1,480 sqft
1st Floor Area	1,207 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,037 sqft (0.46 acres)
Lot Dimensions	260 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	273 sqft
Deck Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	404 E COCHRAN AVE
City	HASTINGS
State	FL
Zip	32145-4262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2-48 HASTINGS LAND & IMPR CORP SUBD LOT 4 & 11 & PARTS OF VACA ALLEY LYING ADJACENT IN BLK 12
Legal Range	28E
Legal Township	09S
Legal Section	17
Legal Subdivision	HASTINGS LAND & IMPROVEMENT CORPORARTION
Legal Block	1
Legal Lot Number	4,11
Jurisdiction	ST JOHNS FL
Township / Civil Division	HASTINGS
Census Block Group	1
Census Block	1046
Census Tract	21101

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 E COCHRAN AVE, HASTINGS, FL 32145-4262
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL CORP
Aug 29, 2018	Warranty Deed, Transfer WRIGHT JAMES H LIVING TR (LT)
Mar 19, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Deed Document Number	202059582
Deed Book / Page	4996 / 1548
Prior Transfer Date	Sep 30, 2005
Prior Transfer Doc	0025560194
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 23, 2020
Property Address	404 E COCHRAN AVE, HASTINGS, FL 32145
Document Number	0049961548
Book / Page	4996 / 1548
Map Reference	MB 2 PG 48
Instrument Date	Jul 21, 2020
Instrument	2020059582
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2614 JOE ASHTON RD, 2614, SAINT AUGUSTINE, FL 32092-2528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E COCHRAN AVE, HASTINGS, FL 32145

Mortgage

Document Number	49961549
Date	Jul 23, 2020
Instrument	4996/1549

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 29, 2018
Property Address	404 E COCHRAN AVE, HASTINGS, FL 32145
Document Number	0046040538
Book / Page	004604 / 000538
Instrument Date	Aug 24, 2018
Instrument	62785
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	LAND TITLE/AMERICA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2614 JOE ASHTON RD ST AUGUSTINE FL 320922528, ST AUGUSTINE, FL 32092-2528

Mortgage

Document Number	46040540
Date	Aug 29, 2018
Book Page	004604/000540
Instrument	62786

Lender

Name	WRIGHT JAMES H LIVING TR (LT)
Address	PO BOX 456, HASTINGS, FL 32145-0456

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 28, 2023

Interest

Rate	3%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 19, 2018
Property Address	404 E COCHRAN AVE, HASTINGS, FL 32145
Document Number	0045171638
Book / Page	004517 / 001638
Instrument Date	Mar 16, 2018
Instrument	17963
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	LAND TITLE/AMERICA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 E COCHRAN AVE HASTINGS FL 32145, HASTINGS, FL 32145

Mortgage

Document Number	45171640
Date	Mar 19, 2018
Book Page	004517/001640
Instrument	17964

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,898	$197,102 (-7.89%) Land $32,557 Building $164,545
2025	$2,210.00 (+14.57%)
2024	$1,929.00 (+2.23%)
2023	$1,887.00 (+3.68%)
2022	$1,820.00 Homeowner's exemption	$163,136	$213,984 Land $18,757 Building $195,227

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	15 (2007–2026)
Claims Outside the SFHA	14 of 15
Most Recent Claim	Sep 2026 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Oct 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-HASTINGS WTP serves 1,095 people · EPA ID FL2550476
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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