Boulder County property record for 405 E Chester St, Lafayette, CO 80026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 922 sqft · built 1956 |
| Lot Size | 0.325 acres (14,171 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $679,900 (Sep 2023) |
| Tax Bill | $3,011 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jul 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1575-02-2-32-008 |
| Primary APN | 1575-02-2-32-008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 922 sqft Living Area |
| 1st Floor Area | 922 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Lot Area | 14,171 sqft (0.325 acres) |
| Porch | Porch |
| Porch Area | 112 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R0021206 |
|---|---|
| Street Address | 405 E CHESTER ST |
| City | LAFAYETTE |
| State | CO |
| Zip | 80026-2212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 9 & 10 BLK 13 LAFAYETTE OT & PT VACATED C&S RAILROAD RIGHT OF WAY ID 97912 COMBINED HERE |
| Legal Subdivision | LAFAYETTE O T - LA |
| Legal Block | 13 |
| Legal Lot Number | 9 |
| Jurisdiction | BOULDER CO |
| Township / Civil Division | LAFAYETTE-LOUISVILLE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 60802 |
405 E Chester St is owned by two individuals who bought it in September 2023.
Source: Boulder County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 888 CLOVER LOOP, LAFAYETTE, CO 80026-7097 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2023 | Personal Representative Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 12, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on File |
| Deed Sale | Sep 18, 2023 · Amount on File |
| Prior Sale | Sep 18, 2023 · Amount on File |
| Deed Document Number | 20234021896 |
| Record Updated | Oct 29, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | BOULDER CO |
| Recording Date | Sep 18, 2023 |
| Property Address | 405 E CHESTER ST, LAFAYETTE, CO 80026-2212 |
| Document Number | 0004021880 |
| Instrument Date | Sep 7, 2023 |
| Instrument | 4021880 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 405 E CHESTER ST, LAFAYETTE, CO 80026-2212 |
| Document Number | 0004021881 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 4021881 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BOULDER CO |
| Recording Date | Jul 12, 2023 |
| Property Address | 405 E CHESTER ST, LAFAYETTE, CO 80026-2212 |
| Document Number | 0004014116 |
| Instrument Date | Jul 12, 2023 |
| Instrument | 4014116 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 E CHESTER ST, LAFAYETTE, CO 80026-2212 |
The 2025 property tax bill for 405 E Chester St was $3,011.
Source: Boulder County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Boulder County |
| Municipality | Lafayette City |
| Unified School District | Boulder Valley School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,943 (-2.08%) Land $27,505 Building $3,438 | $505,600 (-) Land $455,040 Building $50,560 | |
| 2025 | $3,011.00 | $31,600 Land $28,440 Building $3,160 | $505,600 Land $455,040 Building $50,560 |
| 2023 | $2,681.00 (+42.38%) | $34,471 (+28.62%) Land $31,024 Building $3,447 | $514,500 (+33.43%) Land $463,050 Building $51,450 |
| 2022 | $1,883.00 | $26,800 Land $23,818 Building $2,982 | $385,600 Land $342,700 Building $42,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 E Chester St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 405 E Chester St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LiveWireNet Fixed Wireless | 250 / 100 |
May also be available: T-Mobile.
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