401 E Chester St, Lafayette, CO 80026 Property Records

Boulder County property record for 401 E Chester St, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 946 sqft · built 1956
Lot Size	0.163 acres (7,107 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,500 (Jun 2013)
Tax Bill	$2,982 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1575-02-2-32-006`

Property Details

APN / Parcel Number

Primary APN	`1575-02-2-32-006`
Alternative APNs	`R0020403` `0020403`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	946 sqft Living Area
Gross Area	2,069 sqft
1st Floor Area	946 sqft
Basement Area	595 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,107 sqft (0.163 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0020403
Street Address	401 E CHESTER ST
City	LAFAYETTE
State	CO
Zip	80026-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 13 LAFAYETTE OT
Legal Range	69
Legal Township	1S
Legal Section	02
Legal Subdivision	LAFAYETTE O T - LA
Legal Block	13
Legal Lot Number	7
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	4
Census Block	4012
Census Tract	60802

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 E CHESTER ST, LAFAYETTE, CO 80026-2212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU
Jul 12, 2022	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU
Jul 24, 2020	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Aug 1, 2019	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2013 · Amount on Record
Deed Sale	Jun 12, 2013 · Amount on Record
Prior Sale	May 30, 2003 · Amount on Record
Deed Document Number	20133319309
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	401 E CHESTER ST, LAFAYETTE, CO 80026-2212
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003899194
Date	Jul 12, 2021
Instrument	3899194

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 11, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	401 E CHESTER ST, LAFAYETTE, CO 80026-2212
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003971170
Date	Jul 12, 2022
Instrument	3971170

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	401 E CHESTER ST, LAFAYETTE, CO 80026-2212
Document Number	0003802015
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E CHESTER ST LAFAYETTE CO 800262212, LAFAYETTE, CO 80026-2212

Mortgage

Document Number	0003802015
Date	Jul 29, 2020
Instrument	3802015

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 28, 2040

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	401 E CHESTER ST, LAFAYETTE, CO 80026-2212
Document Number	0003790710
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 E CHESTER ST LAFAYETTE CO 800262212, LAFAYETTE, CO 80026-2212

Mortgage

Document Number	0003790710
Date	Jun 12, 2020
Instrument	3790710

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	401 E CHESTER ST, LAFAYETTE, CO 80026-2212
Document Number	0003728468
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E CHESTER ST LAFAYETTE CO 800262212, LAFAYETTE, CO 80026-2212

Mortgage

Document Number	0003728468
Date	Aug 6, 2019
Instrument	3728468

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 5, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,643 (-2.08%) Land $18,580 Building $12,063	$500,700 (-) Land $323,300 Building $177,400
2025	$2,982.00 (+13.77%)	$31,294 (-7.38%) Land $20,206 Building $11,088	$500,700 (-0.71%) Land $323,300 Building $177,400
2023	$2,621.00 (+9.44%)	$33,788 (+32.5%) Land $22,197 Building $11,591	$504,300 (+37.45%) Land $331,300 Building $173,000
2022	$2,395.00	$25,500 Land $16,868 Building $8,632	$366,900 Land $242,700 Building $124,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
LiveWireNet Fixed Wireless	250 / 100

May also be available: AT&T, CenturyLink, Intrepid Fiber Networks, Verizon.

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