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405 E Buffalo St, Polo, IL 61064 Property Records

Ogle County property record for 405 E Buffalo St, Polo, IL 61064 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.2 acres (8,742 sqft)
OwnerIndividual Name on File
Last Sale$19,000 (Aug 2011)
Tax Bill$833 (2025)
Deeds & MortgagesOct 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN14-16-277-014

Property Details

APN / Parcel Number

Primary APN14-16-277-014

Exterior

Lot Area8,742 sqft (0.2 acres)
Lot Dimensions133 ft deep x 71 ft wide

Location & Zoning

Street Address405 E BUFFALO ST
CityPOLO
StateIL
Zip61064-1705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: LOT 5 & E15 LOT 6 BLK 5 CUTTS ADD CITY OF POLO
Legal SubdivisionCUTTS ADD
Legal Block5
Legal Lot Number5-6
JurisdictionOGLE IL
Township / Civil DivisionBUFFALO
Census Block Group4
Census Block4043
Census Tract961500

Owner

Source: Ogle County records · APN 14-16-277-014

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address916 CARTER ST NW, ELKADER, IA 52043-8175
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 26, 2011 · Amount on Record
Deed SaleAug 26, 2011 · Amount on Record
Prior SaleApr 19, 2011 · Amount on Record
Deed Document Number20111105489
Record UpdatedJun 08, 2026

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOGLE IL
Property Address405 E BUFFALO ST, POLO, IL 61064-1705
Document Number0000006367
Instrument DateOct 20, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address916 CARTER ST NW ELKADER IA 520438175, ELKADER, IA 52043-8175

Mortgage

Document Number0000006367
DateNov 01, 2017
Instrument6367
Lender
NameFIRST ST BK/SHANNON-POLO
TypeBank
AddressPOLO, IL 61064
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueOct 31, 2022
Interest
Rate5.25%

Tax Assessment & Valuation

Source: Ogle County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionBuffalo Township
MunicipalityPolo City
Unified School DistrictPolo Community Unit School District 222 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$833.00 (+24.33%)$9,110 (+13.28%) Land $4,555 Building $4,555$27,330 (+13.28%) Land $13,665 Building $13,665
2023$8,042 Land $6,186 Building $1,856$24,126 Land $18,558 Building $5,568
2022$670.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ogle County (17141C), updated December 30, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 478 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Surf Air WirelessFiber8,000 / 8,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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