404 E Buffalo St, Polo, IL 61064 Property Records

Ogle County property record for 404 E Buffalo St, Polo, IL 61064 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.326 acres (14,221 sqft)
Owner2 Individual Names on File
Tax Bill$4,904 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Nov 2023 Sale
Flood ZoneZone X (minimal risk)
APN14-16-276-013

Property Details

APN / Parcel Number

Primary APN14-16-276-013

Exterior

Lot Area14,221 sqft (0.326 acres)

Location & Zoning

Street Address404 E BUFFALO ST
CityPOLO
StateIL
Zip61064-1706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 10 & 11 BLK 4 CUTTS ADD CITY OF POLO
Legal SubdivisionCUTTS ADD
Legal Block4
Legal Lot Number10-11
JurisdictionOGLE IL
Township / Civil DivisionBUFFALO
Census Block Group4
Census Block4041
Census Tract961500

Owner

Source: Ogle County records · APN 14-16-276-013

Assessment roll updated April 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address404 E BUFFALO ST, POLO, IL 61064-1706
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 07, 2026Deed of Trust, Mortgage · Line of Credit
SAUK VALLEY BANK & TRUST CO
Nov 03, 2023Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 03, 2023
Deed SaleNov 03, 2023
Prior SaleOct 20, 2009 · Amount on Record
Deed Document Number20234839
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address404 E BUFFALO ST, POLO, IL 61064-1706
Transaction TypeMortgage
Record UpdatedJan 22, 2026
Title CompanyUNKNOWN, KO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000093
DateJan 07, 2026
Instrument202600093
Lender
NameSAUK VALLEY BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueDec 24, 2030
Interest
Rate TypeAdjustable Rate
Rate6.75%

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionOGLE IL
Recording DateNov 03, 2023
Property Address404 E BUFFALO ST, POLO, IL 61064-1706
Document Number0000004839
Map ReferenceBK A PG 85
Instrument DateNov 03, 2023
Instrument202304839
Transaction TypeTransfer
Record UpdatedNov 22, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 E BUFFALO ST, POLO, IL 61064-1706

Tax Assessment & Valuation

Source: Ogle County records · Assessment roll updated April 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionBuffalo Township
MunicipalityPolo City
Unified School DistrictPolo Community Unit School District 222 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,904.00 (+13.23%)$59,606 (+1.99%) Land $8,098 Building $51,508$178,818 (+1.99%) Land $24,294 Building $154,524
2023$58,443 (+7.56%) Land $7,561 Building $50,882$175,329 (+7.56%) Land $22,683 Building $152,646
2022$4,331.00$54,336 Land $7,030 Building $47,306$163,008 Land $21,090 Building $141,918

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ogle County (17141C), updated December 30, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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