405 E Bay St, Palatka, FL 32177 Property Records

Putnam County property record for 405 E Bay St, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Tax Bill	$63 (2025)
Deeds & Mortgages	Nov 2022 Transfer Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-10-26-7200-0190-0030`

Property Details

APN / Parcel Number

Primary APN	`01-10-26-7200-0190-0030`
Alternative APN	`49427`

Exterior

Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	90 ft deep x 50 ft wide

Location & Zoning

Account Number	49427
Street Address	405 E BAY ST
City	PALATKA
State	FL
Zip	32177-2085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEHURST MB3 P61, BLK 19 LOT 3, (EX BK193 P557 RD)
Legal Range	26E
Legal Township	10S
Legal Section	01
Legal Subdivision	PINEHURST
Legal Block	19
Legal Lot Number	3
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	1
Census Block	1099
Census Tract	950700

Owner

Source: Putnam County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4314 PONTIAC ST, PALATKA, FL 32177-2451
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Intrafamily Transfer, Transfer GULLETT TITLE INC, GULLETT TITLE
Nov 30, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 30, 2022
Transfer Doc	0016920046
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM FL
Recording Date	Nov 30, 2022
Property Address	405 E BAY ST, PALATKA, FL 32177-2085
Document Number	0016920046
Book / Page	1692 / 46
Map Reference	MB 3 PG 61
Instrument Date	Nov 30, 2022
Instrument	202254028209
Transaction Type	Transfer
Record Updated	Dec 22, 2022
Title Company	GULLETT TITLE INC, GULLETT TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4314 PONTIAC ST, PALATKA, FL 32177-2451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4314 PONTIAC ST, PALATKA, FL 32177-2451

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM FL
Recording Date	Nov 30, 2022
Property Address	405 E BAY ST, PALATKA, FL 32177-2085
Document Number	0016920050
Book / Page	1692 / 50
Map Reference	MB 3 PG 61
Instrument Date	Aug 18, 2022
Instrument	202254028210
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4314 PONTIAC ST, PALATKA, FL 32177-2451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4314 PONTIAC ST, PALATKA, FL 32177-2451

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$63.00 (+31.25%)	$4,250 (+33.23%) Land $4,250	$4,250 (+33.23%) Land $4,250
2023	$48.00 (+2%)	$3,190 (+25.1%)	$3,190 (+25.1%) Land $3,190
2022	$40.00	$2,550	$2,550 Land $2,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2016–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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