Putnam County property record for 401 E Bay St, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 704 sqft · built 1956 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $6,000 (Mar 2019) |
| Tax Bill | $685 (2025) |
| Deeds & Mortgages | Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-10-26-7200-0190-0010 |
| Primary APN | 01-10-26-7200-0190-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Building Area | 704 sqft Living Area |
| 1st Floor Area | 704 sqft |
| Flooring | Wood |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 90 ft deep x 50 ft wide |
| Porch | Unfinished Open Porch |
| Porch Area | 50 sqft |
| Heating System | Space Heater |
|---|
| Account Number | 49425 |
|---|---|
| Street Address | 401 E BAY ST |
| City | PALATKA |
| State | FL |
| Zip | 32177-2085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEHURST MB3 P61 BLK 19 LOT 1, (EX BK193 P566 RD) |
| Legal Range | 26E |
| Legal Township | 10S |
| Legal Section | 01 |
| Legal Subdivision | PINEHURST |
| Legal Block | 19 |
| Legal Lot Number | 1 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 1 |
| Census Block | 1099 |
| Census Tract | 950700 |
Source: Putnam County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 ASHLEY DR, PALATKA, FL 32177-6501 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2019 · Amount on Record |
| Deed Sale | Mar 15, 2019 · Amount on Record |
| Prior Sale | Oct 19, 2001 · Amount on Record |
| Deed Document Number | 20194646 |
| Deed Book / Page | 1536 / 908 |
| Prior Transfer Date | Mar 14, 2019 |
| Prior Transfer Doc | 0015360908 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Mar 15, 2019 |
| Property Address | 401 E BAY ST, PALATKA, FL 32177-2085 |
| Document Number | 0015360908 |
| Book / Page | 001536 / 000908 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 54004646 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2019 |
| Title Company | GULLETT TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 ASHLEY DR PALATKA FL 321776501, PALATKA, FL 32177-6501 |
| Document Number | 15360910 |
|---|---|
| Date | Mar 15, 2019 |
| Book Page | 001536/000910 |
| Instrument | 54004647 |
| Name | THOMAS C EDWARDS |
|---|---|
| Address | PO BOX 2143, PALATKA, FL 32178-2143 |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $685.00 (+14.36%) | $22,110 (+4.94%) Land $4,250 Building $17,860 | $22,110 (+4.94%) Land $4,250 Building $17,860 |
| 2023 | $599.00 (-15.04%) | $21,070 (-31.81%) | $21,070 (-31.81%) Land $3,190 Building $17,880 |
| 2022 | $705.00 | $30,900 | $30,900 Land $2,550 Building $28,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2016–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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