405 E Ann St, Somonauk, IL 60552 Property Records

DeKalb County property record for 405 E Ann St, Somonauk, IL 60552

Property Summary

Property Type	Single Family Home
Details	3 bd · built 1966
Lot Size	0.236 acres (10,296 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Sep 2023)
Tax Bill	$5,902 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-33-302-025`

Property Details

APN / Parcel Number

Primary APN	`18-33-302-025`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	10,296 sqft (0.236 acres)
Lot Dimensions	132 ft deep x 78 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Account Number	1833302025
Street Address	405 E ANN ST
City	SOMONAUK
State	IL
Zip	60552-3154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 - NORTHEAST PARKWAY SUBDIVISION
Legal Subdivision	NORTHEAST PARKWAY SUBDIVISION
Legal Lot Number	27
Jurisdiction	DE KALB IL
Township / Civil Division	SOMONAUK
Census Block Group	2
Census Block	2014
Census Tract	1900

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2405 MEADOW DR, LAFAYETTE, IN 47909-2528
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 20, 2022	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Prior Sale	Sep 18, 2006 · Amount on Record
Deed Document Number	20236351
Prior Transfer Date	Jan 17, 2022
Prior Transfer Doc	0000000757
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 12, 2023
Property Address	405 E ANN ST, SOMONAUK, IL 60552-3154
Document Number	0000006351
Map Reference	DOC 318688
Instrument Date	Jul 10, 2023
Instrument	2023006351
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	NOT AVAILABLE, JANUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	405 E ANN ST, SOMONAUK, IL 60552-3154

Mortgage

Document Number	0000006353
Date	Sep 12, 2023
Instrument	2023006353

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2053

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IL
Recording Date	Jan 20, 2022
Property Address	405 E ANN ST, SOMONAUK, IL 60552-3154
Document Number	0000000757
Map Reference	DOC 318688
Instrument Date	Jan 17, 2022
Instrument	2022000757
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6103 DUFFY RD, SHABBONA, IL 60550-4079

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Somonauk Township
Municipality	Somonauk Village
Unified School District	Somonauk Community Unit School District 432 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,127 (+21.43%) Land $12,087 Building $67,040	$237,381 (+21.43%) Land $36,261 Building $201,120
2024	$5,902.00
2023		$65,164 (+8.04%) Land $9,954 Building $55,210	$195,492 (+8.04%) Land $29,862 Building $165,630
2022		$60,314 Land $9,213 Building $51,101	$180,942 Land $27,639 Building $153,303

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMONAUK serves 1,860 people · EPA ID IL0374870
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV, Xfinity.

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