385 E Ann St, Somonauk, IL 60552 Property Records

DeKalb County property record for 385 E Ann St, Somonauk, IL 60552

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,200 sqft
Lot Size	0.237 acres (10,334 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jun 2019)
Tax Bill	$5,719 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-33-302-006`

Property Details

APN / Parcel Number

Primary APN	`18-33-302-006`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	2,200 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,334 sqft (0.237 acres)
Lot Dimensions	132 ft deep x 78.3 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1833302006
Street Address	385 E ANN ST
City	SOMONAUK
State	IL
Zip	60552-3195
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHEAST PARKWAY SUBDIVISION - W 12FT LOT 28 & ALL LOT 29
Legal Subdivision	NORTHEAST PARKWAY SUBDIVISION
Legal Lot Number	28,29
Jurisdiction	DE KALB IL
Township / Civil Division	SOMONAUK
Census Block Group	2
Census Block	2014
Census Tract	1900

Owner

Source: DeKalb County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	385 E ANN ST, SOMONAUK, IL 60552-3195
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jun 10, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LNS
Jun 19, 2019	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2019 · Amount on File
Deed Sale	Jun 19, 2019 · Amount on File
Prior Sale	Sep 13, 2006 · Amount on File
Deed Document Number	20195164
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	Jul 17, 2026
Property Address	385 E ANN ST, SOMONAUK, IL 60552-3195
Document Number	0000006245
Instrument Date	Jun 8, 2026
Instrument	20266245
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 E ANN ST, SOMONAUK, IL 60552-3195

Mortgage

Document Number	0000006245,
Date	Jul 17, 2026
Instrument	20266245

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2056

Interest

Rate	6.37%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	385 E ANN ST, SOMONAUK, IL 60552-3195
Document Number	0000005649
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	385 E ANN ST SOMONAUK IL 605523195, SOMONAUK, IL 60552-3195

Mortgage

Document Number	0000005649
Date	Jun 19, 2020
Instrument	5649

Lender

Name	CALIBER HM LNS
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 19, 2019
Property Address	385 E ANN ST, SOMONAUK, IL 60552-3195
Document Number	0000005164
Instrument Date	Jun 7, 2019
Instrument	5164
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	75 BIRCH DR SANDWICH IL 605489594, SANDWICH, IL 60548-9594

Mortgage

Document Number	5165
Date	Jun 19, 2019
Instrument	5165

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2049

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Somonauk Township
Municipality	Somonauk Village
Unified School District	Somonauk Community Unit School District 432 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,818 (+21.43%) Land $12,087 Building $76,731	$266,454 (+21.43%) Land $36,261 Building $230,193
2024	$5,719.00
2023		$73,144 Land $9,954 Building $63,190	$219,432 Land $29,862 Building $189,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMONAUK serves 1,860 people · EPA ID IL0374870
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV, Xfinity.

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