405 E 4th St, Newport, KY 41071 Property Records

Campbell County property record for 405 E 4th St, Newport, KY 41071

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,720 sqft · built 1887
Lot Size	0.079 acres (3,450 sqft)
Owner	Individual Name on Record
Last Sale	$730,000 (Oct 2025)
Tax Bill	$1,726 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-01-770.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-01-770.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,720 sqft Living Area
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1887
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	3,450 sqft (0.079 acres)
Lot Dimensions	115 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999901770.00
Street Address	405 E 4TH ST
City	NEWPORT
State	KY
Zip	41071-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	445 EAST ROW 30 X 115
Legal Subdivision	EAST ROW ADDITION
Legal Lot Number	445
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2033
Census Tract	53200

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	405 E 4TH ST, NEWPORT, KY 41071-1732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Aug 29, 2024	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 24, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 23, 2020	Warranty Deed, Transfer · Conventional Mortgage EVANSVILLE TEACHERS FCU
Jun 7, 2017	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Apr 23, 2020 · Amount on Record
Deed Document Number	5994903
Deed Book / Page	D877 / 249
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	405 E 4TH ST, NEWPORT, KY 41071-1732
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005151694
Date	Apr 14, 2022
Book Page	M2339/743
Instrument	5151694

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	405 E 4TH ST, NEWPORT, KY 41071-1732
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	BRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005358748
Date	Aug 29, 2024
Book Page	M2424/793
Instrument	5358748

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Oct 3, 2025
Property Address	405 E 4TH ST, NEWPORT, KY 41071-1732
Document Number	0005994903
Book / Page	D877 / 249
Instrument Date	Sep 26, 2025
Instrument	5994903
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 MAIN ST APT 210, 210, NEWPORT, KY 41071-3431

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	405 E 4TH ST, NEWPORT, KY 41071-1732

Mortgage

Document Number	0005994907
Date	Oct 3, 2025
Instrument	5994907

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	405 E 4TH ST, NEWPORT, KY 41071-1732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005093243
Date	Jun 24, 2019
Book Page	M2183/073
Instrument	5093243

Lender

Name	PNC BANK NA
Type	Bank
Address	BELLEVUE, KY 41073

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Apr 23, 2020
Property Address	405 E 4TH ST, NEWPORT, KY 41071-1732
Document Number	0005108644
Book / Page	D812 / 125
Instrument Date	Apr 17, 2020
Instrument	5108644
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,880.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 POPLAR ST, 604, BELLEVUE, KY 41073-1204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E 4TH ST, NEWPORT, KY 41071-1732

Mortgage

Document Number	0005108645
Date	Apr 23, 2020
Instrument	5108645

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jun 7, 2017
Property Address	405 E 4TH ST, NEWPORT, KY 41071-1732
Document Number	0005057736
Book / Page	D785 / 873
Instrument Date	May 31, 2017
Instrument	5057736
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	LAWYERS TITLE OF CINCINNATI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 E 3RD ST, 315, NEWPORT, KY 41071-1724

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	405 E 4TH ST, NEWPORT, KY 41071-1732

Mortgage

Document Number	0005057737
Date	Jun 7, 2017
Book Page	M2111/750
Instrument	5057737

Lender

Name	CHEMICAL BANK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Newport City
Unified School District	Newport Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,726.00 (-4.16%)	$468,000 (-) Land $50,000 Building $418,000	$468,000 (-) Land $50,000 Building $418,000
2024	$1,801.00 (+13.99%)	$468,000 (+17%) Land $50,000 Building $418,000	$468,000 (+17%) Land $50,000 Building $418,000
2023	$1,580.00 (+2.66%)	$400,000 (+5.26%) Land $35,000 Building $365,000	$400,000 (+5.26%) Land $35,000 Building $365,000
2022	$1,539.00	$380,000 Land $7,000 Building $373,000	$380,000 Land $7,000 Building $373,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	68 units insured incl. 63 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xiber.

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