401 E 4th St, Newport, KY 41071 Property Records

Campbell County property record for 401 E 4th St, Newport, KY 41071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 1887
Lot Size	0.079 acres (3,450 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jun 1998)
Tax Bill	$1,315 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-01-116.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-01-116.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,782 sqft Living Area

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Metal
Lot Area	3,450 sqft (0.079 acres)
Lot Dimensions	115 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 E 4TH ST
City	NEWPORT
State	KY
Zip	41071-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 446 EAST ROW 30 X 115
Legal Subdivision	EAST ROW ADDITION
Legal Lot Number	446
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2033
Census Tract	53200

Owner

401 E 4th St is owned and occupied by two individuals who acquired it in September 2006.

Source: Campbell County records, as of March 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 E 4TH ST, NEWPORT, KY 41071-1732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage WARSAW FSLA
Aug 27, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Jun 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 1998 · Amount on File
Deed Sale	Jun 15, 1998 · Amount on File
Last Transfer Date	Sep 19, 2006
Transfer Doc	0001900095
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	401 E 4TH ST, NEWPORT, KY 41071-1732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005115188
Date	Aug 14, 2020
Book Page	M2236/792
Instrument	5115188

Lender

Name	WARSAW FSLA
Type	Bank
Address	CINCINNATI, OH 45205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	401 E 4TH ST, NEWPORT, KY 41071-1732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005096495
Date	Aug 27, 2019
Book Page	M2189/660
Instrument	5096495

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Jun 7, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	401 E 4TH ST, NEWPORT, KY 41071-1732
Document Number	0005058193
Book / Page	002114 / 000858
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 E 4TH ST NEWPORT KY 410711732, NEWPORT, KY 41071-1732

Mortgage

Document Number	0005058193
Date	Jul 6, 2017
Book Page	002114/000858
Instrument	5058193

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 5, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 401 E 4th St was $1,315.

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Newport City
Unified School District	Newport Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,315.00	$356,500 Land $50,000 Building $306,500	$356,500 Land $50,000 Building $306,500
2023	$1,054.00 (-2.41%)	$266,900 (-) Land $7,000 Building $259,900	$266,900 (-) Land $7,000 Building $259,900
2022	$1,080.00	$266,900 Land $7,000 Building $259,900	$266,900 Land $7,000 Building $259,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	68 units insured incl. 63 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xiber.

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