Wabash County property record for 405 E 3rd St, North Manchester, IN 46962
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,674 sqft · built 1920 |
| Lot Size | 0.279 acres (12,168 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,660 (Sep 2022) |
| Tax Bill | $771 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-03-32-404-094.000-002 |
| Primary APN | 85-03-32-404-094.000-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| 1st Floor Area | 1,674 sqft |
| Basement Area | 970 sqft |
| Finished Basement | 970 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 12,168 sqft (0.279 acres) |
| Lot Dimensions | 156 ft deep x 78 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01686814154 |
|---|---|
| Street Address | 405 E 3RD ST |
| City | NORTH MANCHESTER |
| State | IN |
| Zip | 46962-1656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OP LOT 106 |
| Legal Lot Number | 106 |
| Jurisdiction | WABASH IN |
| Township / Civil Division | CHESTER |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 102200 |
405 E 3rd St is owned and occupied by an individual who bought it in September 2022.
Source: Wabash County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 E 3RD ST, NORTH MANCHESTER, IN 46962-1656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2022 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Jun 3, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2022 · Amount on File |
| Deed Sale | Sep 27, 2022 · Amount on File |
| Prior Sale | Jun 3, 2022 |
| Deed Document Number | 2022476171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WABASH IN |
| Recording Date | Sep 27, 2022 |
| Property Address | 405 E 3RD ST, NORTH MANCHESTER, IN 46962-1656 |
| Document Number | 2022R476171 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2022R476171 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 405 E 3RD ST, NORTH MANCHESTER, IN 46962-1656 |
| Investor | Possibly a Property Investor |
| Document Number | 2022R476172 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 2022R476172 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WABASH IN |
| Recording Date | Jun 3, 2022 |
| Property Address | 405 E 3RD ST, NORTH MANCHESTER, IN 46962-1656 |
| Document Number | 2022R474493 |
| Instrument Date | Jun 2, 2022 |
| Instrument | 2022R474493 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 4802 E STATE ROAD 14, CLAYPOOL, IN 46510-9195 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 405 E 3rd St was $771 with a homeowner's exemption, up 0.7% from the year before.
Source: Wabash County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wabash County |
| County Subdivision | Chester Township |
| Municipality | North Manchester Town |
| Unified School District | Manchester Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $771.00 (+0.65%) Homeowner's exemption | $114,100 Land $20,900 Building $93,200 | $114,100 Land $20,900 Building $93,200 |
| 2024 | $766.00 | ||
| 2023 | $99,100 (+41.37%) Land $20,900 Building $78,200 | $99,100 (+41.37%) Land $20,900 Building $78,200 | |
| 2022 | $367.00 | $70,100 Land $18,800 Building $51,300 | $70,100 Land $18,800 Building $51,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 405 E 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 405 E 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MANCHESTER WATER DEPARTMENT serves 6,100 people · EPA ID IN5285009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
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