405 E 15th St, El Dorado, AR 71730 Property Records

Union County property record for 405 E 15th St, El Dorado, AR 71730

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,241 sqft · built 1992
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Jun 2022)
Tax Bill	$2,652 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04772-00609-0000`

Property Details

APN / Parcel Number

Primary APN	`04772-00609-0000`
Alternative APN	`36932`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,241 sqft Living Area
1st Floor Area	3,241 sqft
Basement Area	200 sqft
Unfinished Basement	200 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	384 sqft
Driveway	Concrete Driveway
Driveway Area	1,500 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	119 sqft
Deck Area	344 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	405 E 15TH ST
City	EL DORADO
State	AR
Zip	71730-3309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRACTIONAL ELDORADO SEC-21 FRL SE NW 100X150' #956983 #956984 #20R000972 16764R #22R004082
Legal Range	15
Legal Township	17
Legal Section	21
Legal Subdivision	FRACTIONAL ELDORADO SEC-21
Legal Tract	16764R
Jurisdiction	UNION AR
Township / Civil Division	EL DORADO
Census Block Group	3
Census Block	3017
Census Tract	950600

Owner

Source: Union County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 E 15TH ST, EL DORADO, AR 71730-3309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Jun 2, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST TRUST HOME LOANS INC
Feb 14, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022 · Amount on Record
Deed Sale	Jun 2, 2022 · Amount on Record
Prior Sale	Feb 14, 2020 · Amount on Record
Deed Document Number	20224082
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	405 E 15TH ST, EL DORADO, AR 71730-3309
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R007756
Date	Dec 1, 2020
Instrument	2020R007756

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	405 E 15TH ST, EL DORADO, AR 71730-3309
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R004439
Date	Jul 20, 2020
Instrument	2020R004439

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 25, 2030

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	405 E 15TH ST, EL DORADO, AR 71730-3309
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R008419
Date	Nov 19, 2021
Instrument	2021R008419

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 25, 2031

Interest

Rate Type	Adjustable Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION AR
Recording Date	Jun 2, 2022
Property Address	405 E 15TH ST, EL DORADO, AR 71730-3309
Document Number	2022R004082
Instrument Date	Jun 2, 2022
Instrument	2022R004082
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 E 15TH ST, EL DORADO, AR 71730-3309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E 15TH ST, EL DORADO, AR 71730-3309

Mortgage

Document Number	2022R004083
Date	Jun 2, 2022
Instrument	2022R004083

Lender

Name	FIRST TRUST HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION AR
Recording Date	Feb 14, 2020
Property Address	405 E 15TH ST, EL DORADO, AR 71730-3309
Document Number	2020R000972
Instrument Date	Feb 13, 2020
Instrument	2020R000972
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 E 15TH ST, EL DORADO, AR 71730-3309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E 15TH ST, EL DORADO, AR 71730-3309

Mortgage

Document Number	2020R000973
Date	Feb 14, 2020
Instrument	2020R000973

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Union County
Municipality	El Dorado City
Unified School District	El Dorado School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,280 (-) Land $4,500 Building $58,780	$316,400 (-) Land $22,500 Building $293,900
2025	$2,652.00 (-6.19%) Homeowner's exemption	$63,280 (-) Land $4,500 Building $58,780
2024			$316,400 (-) Land $22,500 Building $293,900
2023	$2,827.00 Homeowner's exemption	$63,280 Land $4,500 Building $58,780	$316,400 Land $22,500 Building $293,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 9, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO WATERWORKS serves 17,932 people · EPA ID AR0000550
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2025 Asbestos resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TCW Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Right Fiber.

Nearby Properties on E 15th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures