404 E 15th St, El Dorado, AR 71730 Property Records

Union County property record for 404 E 15th St, El Dorado, AR 71730

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,944 sqft · built 1952
Lot Size	1.14 acres (49,876 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,253 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04772-00603-0000`

Property Details

APN / Parcel Number

Primary APN	`04772-00603-0000`
Alternative APN	`36925`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,944 sqft Living Area
1st Floor Area	3,944 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Fiber Cement Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,876 sqft (1.14 acres)
Lot Dimensions	164 ft deep x 304 ft wide
Garage Type	Carport
Garage Area	460 sqft
Carport	Carport
Carport Area	460 sqft
Driveway	Concrete Driveway
Driveway Area	1,254 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	258 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	404 E 15TH ST
City	EL DORADO
State	AR
Zip	71730-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRACTIONAL ELDORADO SEC-21 FRL NE NW APPROX 164X304' BK623 PG89 #946320 #11R000368 #13R008215 #13R008216 & #13R008217 #15R002
Legal Range	15
Legal Township	17
Legal Section	21
Legal Subdivision	FRACTIONAL ELDORADO SEC-21
Jurisdiction	UNION AR
Township / Civil Division	EL DORADO
Census Block Group	3
Census Block	3017
Census Tract	950600

Owner

404 E 15th St is owned and occupied by two individuals who acquired it in January 1994.

Source: Union County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 E 15TH ST, EL DORADO, AR 71730-3310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1994
Deed Sale	Jan 1, 1994
Deed Book / Page	94 / 6320
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	404 E 15TH ST, EL DORADO, AR 71730-3310
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R003164
Date	May 20, 2020
Instrument	2020R003164

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	404 E 15TH ST, EL DORADO, AR 71730-3310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R003163
Date	May 20, 2020
Instrument	2020R003163

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 404 E 15th St was $2,253 with a homeowner's exemption.

Source: Union County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Union County
Municipality	El Dorado City
Unified School District	El Dorado School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,790 (+23.92%) Land $13,500 Building $55,290	$343,950 Land $67,500 Building $276,450
2025	$2,253.00 Homeowner's exemption	$55,510 Land $13,500 Building $42,010
2024			$277,550 (-) Land $67,500 Building $210,050
2023	$2,428.00 Homeowner's exemption	$55,510 Land $13,500 Building $42,010	$277,550 Land $67,500 Building $210,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 E 15th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 9, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 E 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO WATERWORKS serves 17,932 people · EPA ID AR0000550
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2025 Asbestos resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TCW Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Right Fiber.

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