Schenectady County and Rotterdam Town property record for 405 Donald Dr, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,364 sqft · built 1995 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Mar 2018) |
| Tax Bill | $10,268 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 58.17-1-58 |
| Primary APN | 422800 58.17-1-58 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,364 sqft Living Area |
| 1st Floor Area | 1,372 sqft |
| 2nd Floor Area | 992 sqft |
| Game Room | Game Room |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 172 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 400 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 405 DONALD DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-5614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | R-2STY,G2 CAROLINE MNR PHASE 3 - 63 58.17-1-18.12 |
| Legal Subdivision | CAROLINE MANOR |
| Legal Block | 1 |
| Legal Lot Number | 58.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 33002 |
405 Donald Dr is owned and occupied by an individual who bought it in March 2018.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 DONALD DR, SCHENECTADY, NY 12306-5614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2017 | Deed of Trust, Mortgage MOHAWK PROGRESSIVE FCU |
| Mar 20, 2018 | Grant Deed, Transfer NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2018 · Amount on File |
| Deed Sale | Mar 20, 2018 · Amount on File |
| Prior Sale | Mar 7, 1996 · Amount on File |
| Deed Document Number | 201811786 |
| Deed Book / Page | 1983 / 380 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 405 DONALD DR, SCHENECTADY, NY 12306-5614 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000050349 |
|---|---|
| Date | Nov 6, 2017 |
| Book Page | 4798/815 |
| Instrument | 201750349 |
| Name | MOHAWK PROGRESSIVE FCU |
|---|---|
| Type | Credit Union |
| Address | SCHENECTADY, NY 12304 |
| Amount | Amount on Record |
|---|---|
| Term | 179 Months |
| Due | Oct 30, 2032 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 20, 2018 |
| Property Address | 405 DONALD DR, SCHENECTADY, NY 12306-5614 |
| Document Number | 0000011786 |
| Book / Page | 001983 / 000380 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 11786 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 STAR HOLLOW LN MECHANICVILLE NY 121182801, MECHANICVILLE, NY 12118-2801 |
| Document Number | 11788 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 004825/000456 |
| Instrument | 11788 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 19, 2048 |
The 2026 property tax bill for 405 Donald Dr was $10,268, down 7.2% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,268.00 (-7.23%) | ||
| 2025 | $11,068.00 | $276,000 Land $26,300 Building $249,700 | $424,600 Land $40,460 Building $384,140 |
| 2023 | $276,000 Land $26,300 Building $249,700 | $363,200 Land $34,609 Building $328,591 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Donald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Donald Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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