Schenectady County and Rotterdam Town property record for 403 Donald Dr, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,306 sqft · built 1994 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $10,231 (2026) |
| Deeds & Mortgages | Sep 2023 Transfer Jul 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 58.17-1-59 |
| Primary APN | 422800 58.17-1-59 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,306 sqft Living Area |
| 1st Floor Area | 1,318 sqft |
| 2nd Floor Area | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 164 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 403 DONALD DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-5614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | R,G2ST CAROLINE MNR PHASE 3 - 65 58.17-1-18.12 |
| Legal Block | 1 |
| Legal Lot Number | 59.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 33002 |
403 Donald Dr is owned by a company that acquired it in August 2023 and is owner-occupied.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 403 DONALD DR, SCHENECTADY, NY 12306-5614 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2023 | Intrafamily Transfer, Transfer |
| Jul 27, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Jul 27, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 18, 2023 |
| Transfer Doc | 0000051171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 11, 2023 |
| Property Address | 403 DONALD DR, SCHENECTADY, NY 12306-5614 |
| Document Number | 0000051171 |
| Book / Page | 2115 / 692 |
| Map Reference | CAB 1 MAP 128&129 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 202351171 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 403 DONALD DR, SCHENECTADY, NY 12306-5614 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 403 DONALD DR, SCHENECTADY, NY 12306-5614 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 403 DONALD DR, SCHENECTADY, NY 12306-5614 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000039326 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 5244/143 |
| Instrument | 202239326 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 403 DONALD DR, SCHENECTADY, NY 12306-5614 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033483 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 4775/850 |
| Instrument | 201733483 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 26, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 403 Donald Dr was $10,231 with a homeowner's exemption, down 7.2% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,231.00 (-7.23%) Homeowner's exemption | ||
| 2025 | $11,028.00 | $275,000 Land $26,300 Building $248,700 | $423,100 Land $40,464 Building $382,636 |
| 2023 | $275,000 (-) Land $26,300 Building $248,700 | $361,800 (+9.21%) Land $34,601 Building $327,199 | |
| 2022 | $275,000 Land $26,300 Building $248,700 | $331,300 Land $31,684 Building $299,616 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Donald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Donald Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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