405 Dolphin St, Sunset Beach, NC 28468 Property Records

Brunswick County property record for 405 Dolphin St, Sunset Beach, NC 28468

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,382 sqft · built 2022
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,385 (2025)
Deeds & Mortgages	Feb 2022 Construction Loan Apr 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`256NC00301`

Property Details

APN / Parcel Number

Primary APN	`256NC00301`
Alternative APNs	`105409157180` `80109749`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,382 sqft Heated Area
Gross Area	3,450 sqft
1st Floor Area	408 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80109749
Street Address	405 DOLPHIN ST
City	SUNSET BEACH
State	NC
Zip	28468-4062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR2
Legal Description	L-15 B-CANAL D SUNSET BEACH PL-H/358
Legal Subdivision	CANAL D
Legal Block	CANAL
Legal Lot Number	15
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	1
Census Block	1044
Census Tract	20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1216 FALLS BRIDGE DR, RALEIGH, NC 27614-8934
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Construction Mortgage AFFILIATED MORTGAGE SERVICES
Apr 28, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	405 DOLPHIN ST, SUNSET BEACH, NC 28468-4062
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 FALLS BRIDGE DR, RALEIGH, NC 27614-8934

Mortgage

Document Number	0048000071
Date	Feb 18, 2022
Book Page	4800/71

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Mar 1, 2038
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 28, 2021
Property Address	405 DOLPHIN ST, SUNSET BEACH, NC 28468-4062
Document Number	0046060570
Book / Page	4606 / 570
Map Reference	CAB H PG 358
Instrument Date	Apr 27, 2021
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Amount	Amount Recorded
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 ODONALD RD, ASHEVILLE, NC 28806-9720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 FALLS BRIDGE DR, RALEIGH, NC 27614-8934

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Sunset Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,201,500 (+0.77%) Land $390,000 Building $811,500	$1,201,500 (+0.77%) Land $390,000 Building $811,500
2025	$6,385.00	$1,192,280 (+45.57%) Land $390,000 Building $802,280	$1,192,280 (+45.57%) Land $390,000 Building $802,280
2023		$819,040 Land $390,000 Building $429,040	$819,040 Land $390,000 Building $429,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 970 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,102 units insured incl. 132 condo units
Nearby Flood Claims	210 (1979–2022)
Claims Outside the SFHA	6 of 210
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 43 claims Hurricane Bonnie, Aug 1998 · 53 claims Hurricane Fran, Sep 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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