401 Dolphin St, Sunset Beach, NC 28468 Property Records

Brunswick County property record for 401 Dolphin St, Sunset Beach, NC 28468

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,034 sqft · built 1980
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$955,000 (May 2026)
Tax Bill	$5,271 (2025)
Deeds & Mortgages	Apr 2024 Mortgage May 2025 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`256NC001`

Property Details

APN / Parcel Number

Primary APN	`256NC001`
Alternative APNs	`105409157251` `62403820` `80128743`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,034 sqft Heated Area
Gross Area	2,770 sqft
1st Floor Area	546 sqft
Flooring	Laminate Plank
Interior Walls	Paneling

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80128743
Street Address	401 DOLPHIN ST
City	SUNSET BEACH
State	NC
Zip	28468-4062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR2
Legal Description	L-17 CANAL-D SSB PL 10/58
Legal Subdivision	CANAL D
Legal Lot Number	17
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	1
Census Block	1044
Census Tract	20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	601 HEATHER LN, CHARLOTTE, NC 28209-2462
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK
May 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
May 15, 2026	Warranty Deed, Transfer · Construction Mortgage NORTHPOINTE BANK
Aug 26, 2022	Warranty Deed, Transfer · Commercial Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Aug 26, 2022 · Amount on Record
Deed Book / Page	5558 / 1239
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	401 DOLPHIN ST, SUNSET BEACH, NC 28468-4062
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 MOUNTAIN CREEK RD, RUTHERFORDTON, NC 28139-8634

Mortgage

Document Number	0051660137
Date	Apr 19, 2024
Book Page	5166/137

Lender

Name	UNITED BANK
Type	Bank
Address	SHALLOTTE, NC 28470

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	401 DOLPHIN ST, SUNSET BEACH, NC 28468-4062
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053480969
Date	May 5, 2025
Book Page	5348/969

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	May 15, 2026
Property Address	401 DOLPHIN ST, SUNSET BEACH, NC 28468-4062
Document Number	5558001239
Book / Page	5558 / 1239
Instrument Date	May 11, 2026
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192,910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 HEATHER LN, CHARLOTTE, NC 28209-2462

Mortgage

Document Number	5558001241,
Date	May 15, 2026
Book Page	5558/1241

Lender

Name	NORTHPOINTE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Aug 26, 2022
Property Address	401 DOLPHIN ST, SUNSET BEACH, NC 28468-4062
Document Number	0049030048
Book / Page	4903 / 48
Map Reference	MB 10 PG 58
Instrument Date	Aug 9, 2022
Transaction Type	Transfer
Record Updated	Sep 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 969, MONROE, NC 28111-0969

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 MOUNTAIN CREEK RD, RUTHERFORDTON, NC 28139-8634

Mortgage

Document Number	0000490351
Date	Aug 26, 2022
Instrument	4903/51

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Sunset Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$970,360 (-) Land $468,000 Building $502,360	$970,360 (-) Land $468,000 Building $502,360
2025	$5,271.00	$970,360 (-) Land $468,000 Building $502,360	$970,360 (-) Land $468,000 Building $502,360
2024	$5,271.00
2023		$970,360 Land $468,000 Building $502,360	$970,360 Land $468,000 Building $502,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 970 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,102 units insured incl. 132 condo units
Nearby Flood Claims	210 (1979–2022)
Claims Outside the SFHA	6 of 210
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 43 claims Hurricane Bonnie, Aug 1998 · 53 claims Hurricane Fran, Sep 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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