McHenry County property record for 405 Dewey St, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 1926 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Last Sale | $35,250 (Oct 2010) |
| Deeds & Mortgages | Feb 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-35-479-003 |
| Primary APN | 01-35-479-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Year Built | Built 1926 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| Heating System | Forced Air |
|---|
| Street Address | 405 DEWEY ST |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-3113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2016R0024498 W1/2 LTS 1 & 4 BLK 18 HARTS 3RD ADDN CITY OF HARVARD |
| Legal Range | 05E |
| Legal Township | 46N |
| Legal Section | 35 |
| Legal Subdivision | HARTS 3RD ADD |
| Legal Block | 18 |
| Legal Lot Number | 1,4 4 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 870302 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 22 N AYER ST, HARVARD, IL 60033-2861 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2010 · Amount on Record |
| Deed Sale | Oct 12, 2010 · Amount on Record |
| Prior Sale | Sep 23, 2009 |
| Deed Document Number | 0000045562 |
| Last Transfer Date | Jul 11, 2016 |
| Transfer Doc | 0000024498 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 405 DEWEY ST, HARVARD, IL 60033-3113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002922 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 2026R0002922 |
| Name | THE HARVARD STATE BANK |
|---|---|
| Type | Bank |
| Address | HARVARD, IL 60033 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 22 Months |
| Due | Dec 30, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Change Frequency | Monthly |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $40,490 Land $11,670 Building $28,820 | $121,470 Land $35,010 Building $86,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2003–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile, Verizon.
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