403 Dewey St, Harvard, IL 60033 Property Records

McHenry County property record for 403 Dewey St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.132 acres (5,772 sqft)
Owner	Individual Name on Record
Last Sale	$82,371 (Aug 2017)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-35-479-002`

Property Details

APN / Parcel Number

Primary APN	`01-35-479-002`

Exterior

Lot Area	5,772 sqft

Location & Zoning

Street Address	403 DEWEY ST
City	HARVARD
State	IL
Zip	60033-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0029316 E 63FT LT 2 & E 63FT N1/2 LT 3 BLK 18 HARTS 3RD ADDN CITY OF HARVARD
Legal Range	05E
Legal Township	46N
Legal Section	35
Legal Subdivision	HARTS 3RD ADD
Legal Block	18
Legal Lot Number	2-3
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	1
Census Block	1028
Census Tract	870302

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 DEWEY ST, HARVARD, IL 60033-3113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME STATE BANK NA
Aug 8, 2017	Warranty Deed, Transfer · Conventional Mortgage HOME STATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2017 · Amount on Record
Deed Sale	Aug 8, 2017 · Amount on Record
Prior Sale	May 27, 2014 · Amount on Record
Deed Document Number	2017R0029316
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	403 DEWEY ST, HARVARD, IL 60033-3113
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020301
Date	Apr 13, 2021
Instrument	2021R0020301

Lender

Name	HOME STATE BANK NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 8, 2017
Property Address	403 DEWEY ST, HARVARD, IL 60033-3113
Document Number	0000029316
Map Reference	MB45 PG26
Instrument Date	Aug 4, 2017
Instrument	2017R0029316
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 DEWEY ST, HARVARD, IL 60033-3113

Mortgage

Document Number	0000029317
Date	Aug 8, 2017
Instrument	2017R0029317

Lender

Name	HOME STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$34,866 Land $9,644 Building $25,222	$104,598 Land $28,932 Building $75,666

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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