Pinellas County property record for 405 Cypress View Dr, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,422 sqft · built 1998 |
| Lot Size | 0.212 acres (9,248 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $286,500 (Aug 2014) |
| Tax Bill | $4,483 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-759-4245-8 |
| Primary APN | C62-000-759-4245-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,422 sqft Living Area |
| Gross Area | 2,892 sqft |
| 1st Floor Area | 1,234 sqft |
| Upper Floors Area | 1,188 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,248 sqft (0.212 acres) |
| Lot Dimensions | 129 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 112 sqft |
| Patio Area | 112 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R149666 |
|---|---|
| Street Address | 405 CYPRESS VIEW DR |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-4654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT CYPRESS LAKES PHASE I, THE LOT 114 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 14 |
| Legal Subdivision | PRESERVE AT CYPRESS LAKES |
| Legal Phase | 1 |
| Legal Tract | 73082 |
| Legal Lot Number | 114 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 27327 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 CYPRESS VIEW DR, OLDSMAR, FL 34677-4654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Mar 31, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 20, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2014 · Amount on Record |
| Deed Sale | Aug 27, 2014 · Amount on Record |
| Prior Sale | Dec 14, 2004 · Amount on Record |
| Deed Document Number | 2014239562 |
| Deed Book / Page | 18506 / 2330 |
| Last Transfer Date | Mar 12, 2021 |
| Transfer Doc | 0214621390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 405 CYPRESS VIEW DR, OLDSMAR, FL 34677-4654 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 405 CYPRESS VIEW DR, OLDSMAR, FL 34677-4654 |
| Document Number | 0215941196 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 21594/1196 |
| Instrument | 2021207370 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 27, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 31, 2021 |
| Property Address | 405 CYPRESS VIEW DR, OLDSMAR, FL 34677-4654 |
| Document Number | 0214621390 |
| Book / Page | 21462 / 1390 |
| Map Reference | MB 116 PG 97-102 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021104695 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | AMERICAS TITLE CORPORATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 CYPRESS VIEW DR, OLDSMAR, FL 34677-4654 |
| Document Number | 0214621392 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 21462/1392 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 20, 2019 |
| Property Address | 405 CYPRESS VIEW DR, OLDSMAR, FL 34677-4654 |
| Document Number | 0206610117 |
| Book / Page | 020661 / 000117 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 266256 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 405 CYPRESS VIEW DR OLDSMAR FL 346774654, OLDSMAR, FL 34677-4654 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,483.00 (+5.83%) Homeowner's exemption | $297,414 (+5.99%) | $518,008 (+4.43%) Land $131,450 Building $386,558 |
| 2024 | $4,236.00 (+1.58%) | ||
| 2023 | $4,170.00 (+2.86%) Homeowner's exemption | $280,614 (+3%) | $496,027 (+11.68%) Land $229,558 Building $266,469 |
| 2022 | $4,054.00 Homeowner's exemption | $272,441 | $444,159 Land $227,188 Building $216,971 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 230 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 230 in force |
| Nearby Flood Claims | 51 (1988–2024) |
| Claims Outside the SFHA | 17 of 51 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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