403 Cypress View Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 403 Cypress View Dr, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,887 sqft · built 1998
Lot Size	0.159 acres (6,957 sqft)
Owner	2 Owner Names on File
Last Sale	$135,300 (Jun 1998)
Tax Bill	$2,173 (2025)
Deeds & Mortgages	Dec 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-759-4246-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-4246-6`
Alternative APNs	`14-28-16-73082-000-1150` `R149667`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,887 sqft Heated Area
1st Floor Area	1,887 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,957 sqft (0.159 acres)
Lot Dimensions	132 ft deep x 54 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R149667
Street Address	403 CYPRESS VIEW DR
City	OLDSMAR
State	FL
Zip	34677-4654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT CYPRESS LAKES PHASE I, THE LOT 115
Legal Range	16
Legal Township	28
Legal Section	14
Legal Subdivision	PRESERVE AT CYPRESS LAKES PHASE I
Legal Phase	1
Legal Lot Number	115
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	27327

Owner

The current owner of 403 Cypress View Dr bought it in June 1998.

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	403 CYPRESS VIEW DR, OLDSMAR, FL 34677-4654
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 1998 · Amount on File
Deed Sale	Jun 3, 1998 · Amount on File
Deed Document Number	1011900529
Deed Book / Page	10119 / 00529
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	403 CYPRESS VIEW DR, OLDSMAR, FL 34677-4654
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0208141045
Date	Dec 19, 2019
Book Page	20814/1045
Instrument	2019404556

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 403 Cypress View Dr was $2,173 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,173.00 Homeowner's exemption	$165,555	$427,740 Land $103,812 Building $323,928
2023	$2,000.00 (+3.47%) Homeowner's exemption	$156,203 (+3%)	$412,633 (+12.78%) Land $179,981 Building $232,652
2022	$1,933.00 Homeowner's exemption	$151,653	$365,862 Land $178,431 Building $187,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Cypress View Dr in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 230 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	230 in force
Nearby Flood Claims	51 (1988–2024)
Claims Outside the SFHA	17 of 51
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 29 claims Hurricane Helene, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Cypress View Dr is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20