401 Clearwater Dr, Covington, VA 24426 Property Records

Alleghany County property record for 401 Clearwater Dr, Covington, VA 24426 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Year Built	Built 1992
Square Footage	3,024 sqft Living Area
Lot Size	8,201 sqft (0.188 acres)
Occupancy	Owner Occupied
Last Sale	$265,000 (2022)
Tax Bill	$2,243.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`024B0-01-0A0-0230`
Alternative APN	`1648`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	3,024 sqft Living Area
Gross Area	5,296 sqft Gross Area
1st Floor	2,688 sqft 1st Floor
Basement Area	1,344 sqft Basement
Finished Basement	1,344 sqft Finished
Stories	2 Stories
Primary Flooring	Softwood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1992
Exterior Material	Brick Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,201 sqft (0.188 acres)
Parking Spaces	2 Parking Spaces
Garage Area	484 sqft Garage
Porch Area	444 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	1648
Street Address	401 CLEARWATER DR
City	COVINGTON
State	VA
Zip	24426-6036
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 23 & 24-BLK A CLEARWATER PARK
Legal Block	A
Legal Lot Number	23,24
Jurisdiction	ALLEGHANY VA
Minor Civil Division	FALLING SPRING
Census Blockgroup	1
Census Block	1037
Census Tract	80201

Owner

Source: Alleghany County records · APN 024B0-01-0A0-0230

Assessment roll updated June 11, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	401 CLEARWATER DR, COVINGTON, VA 24426-6036
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 08, 2022 · Amount on Record
Deed Sale	Dec 08, 2022 · Amount on Record
Prior Sale	May 07, 2015 · Amount on Record
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Alleghany County records · Assessment roll updated June 11, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Alleghany County
Unified School District	Alleghany Highlands Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,243.00	$457,900 (+85.99%) Land $25,000 Building $432,900	$457,900 (+85.99%) Land $25,000 Building $432,900
2023		$246,200 Land $20,000 Building $226,200	$246,200 Land $20,000 Building $226,200

Flood & Wildfire

401 Clearwater Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Alleghany County (51005C), updated February 28, 2014

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 3,125 per year
Exposure	Indirect within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.