405 Christopher Ave, Apt 31, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 405 Christopher Ave, Apt 31, Gaithersburg, MD 20879

Property Summary

Property Type	Condominium
Details	2 ba · 1,164 sqft · built 1974
Lot Size	0.053 acres (2,291 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (May 2018)
Tax Bill	$1,856 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-01685871`

Property Details

APN / Parcel Number

Primary APN	`09-01685871`
Alternative APN	`01685871`

Interior

Full Baths	2 Baths
Units	27 Units
Building Area	1,164 sqft Living Area
1st Floor Area	1,164 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Lot Area	2,291 sqft (0.053 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01685871
Street Address	405 CHRISTOPHER AVE, 31
City	GAITHERSBURG
State	MD
Zip	20879-3539
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R18
Legal Description	UNIT 31 HYDE PARK PHASE 1 PAR B
Legal Subdivision	HYDE PARK PHASE 1
Legal Phase	1
Legal Block	1
Legal Unit	31
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	700733

Owner

405 Christopher Ave, Apt 31 is owned and occupied by an individual who bought it in May 2018.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	405 CHRISTOPHER AVE, 31, GAITHERSBURG, MD 20879-3539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP
May 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MTG CORP
May 29, 2018	Grant Deed, Transfer HARVEST TITLE ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2018 · Amount on File
Deed Sale	May 29, 2018 · Amount on File
Prior Sale	Apr 13, 2010 · Amount on File
Deed Book / Page	56093 / 102
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	405 CHRISTOPHER AVE APT 31, 31, GAITHERSBURG, MD 20879-3539
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	PROVEST TITLE AND ESCROW LLC, HARVEST TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CHRISTOPHER AVE 31, 31, GAITHERSBURG, MD 20879-3539

Mortgage

Document Number	0625530274
Date	Apr 13, 2021
Book Page	62553/274

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	405 CHRISTOPHER AVE APT 31, 31, GAITHERSBURG, MD 20879-3539
Document Number	0560930110
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	HARVEST TITLE ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CHRISTOPHER AVE #11 GAITHERSBURG MD 208793539, 11, GAITHERSBURG, MD 20879-3539

Mortgage

Document Number	0560930110
Date	May 29, 2018
Book Page	056093/000110

Lender

Name	HOMESPIRE MTG CORP
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 29, 2018
Property Address	405 CHRISTOPHER AVE APT 31, 31, GAITHERSBURG, MD 20879-3539
Document Number	0560930102
Book / Page	056093 / 000102
Instrument Date	May 4, 2018
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	HARVEST TITLE ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	405 CHRISTOPHER AVE #11 GAITHERSBURG MD 208793539, 11, GAITHERSBURG, MD 20879-3539

Tax Assessment & Valuation

The 2025 property tax bill for 405 Christopher Ave, Apt 31 was $1,856.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,000 (+9.32%) Land $64,500 Building $150,500	$215,000 (-) Land $64,500 Building $150,500
2025	$1,856.00	$196,667	$215,000 Land $64,500 Building $150,500
2023		$160,000 Land $48,000 Building $112,000	$160,000 Land $48,000 Building $112,000
2022	$1,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Christopher Ave, Apt 31 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 405 Christopher Ave, Apt 31 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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