405 Christopher Ave, #40, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 405 Christopher Ave, #40, Gaithersburg, MD 20879

Property Summary

Property Type	Condominium
Details	2 ba · 1,278 sqft · built 1974
Lot Size	0.057 acres (2,499 sqft)
Owner	Individual Name on File
Last Sale	$193,500 (Jan 2020)
Tax Bill	$2,255 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Feb 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-01685962`

Property Details

APN / Parcel Number

Primary APN	`09-01685962`
Alternative APN	`01685962`

Interior

Full Baths	2 Baths
Units	27 Units
Building Area	1,278 sqft Living Area
1st Floor Area	1,278 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Lot Area	2,499 sqft (0.057 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01685962
Street Address	405 CHRISTOPHER AVE, 40
City	GAITHERSBURG
State	MD
Zip	20879-3539
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R18
Legal Description	UNIT 40 HYDE PARK PHASE 1 PAR B
Legal Subdivision	HYDE PARK PHASE 1
Legal Phase	1
Legal Block	1
Legal Unit	40
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	700733

Owner

405 Christopher Ave, #40 is owned and occupied by an individual who bought it in January 2020.

Source: Montgomery County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	405 CHRISTOPHER AVE, 40, GAITHERSBURG, MD 20879-3539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Grant Deed, Transfer · Conventional with PMI SUPREME LNDG
Feb 8, 2019	Grant Deed, Transfer WORLDWIDE SETTLEMENTS INC
Apr 10, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Sep 24, 2018	Trustee's Deed ATTORNEY ONLY
Aug 13, 2010	Deed of Trust, Mortgage · VA Mortgage PHH MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2020 · Amount on File
Deed Sale	Jan 17, 2020 · Amount on File
Prior Sale	Feb 8, 2019 · Amount on File
Deed Book / Page	58885 / 438
Prior Transfer Date	Feb 28, 2018
Prior Transfer Doc	0558710211
Record Updated	Oct 29, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 17, 2020
Property Address	405 CHRISTOPHER AVE # 40, 40, GAITHERSBURG, MD 20879-3539
Document Number	0588850438
Book / Page	058885 / 000438
Instrument Date	Jan 6, 2020
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	COUNSELLOR TITLE COMPANY INC, COUNSELLOR TITLE CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	405 CHRISTOPHER AVE #40 GAITHERSBURG MD 208793539, 40, GAITHERSBURG, MD 20879-3539

Mortgage

Document Number	588850448
Date	Jan 17, 2020
Book Page	058885/000448

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2050

Mortgage

Document Number	588850468,
Date	Jan 17, 2020
Book Page	058885/000468

Lender

Name	CITY/GAITHERSBURG
Address	31 S SUMMIT AVE, GAITHERSBURG, MD 20877-2038

Agreement

Amount	Amount on Record

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 8, 2019
Property Address	405 CHRISTOPHER AVE # 40, 40, GAITHERSBURG, MD 20879-3539
Document Number	0572000062
Book / Page	057200 / 000062
Instrument Date	Jan 31, 2019
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	WORLDWIDE SETTLEMENTS INC

Transaction

Amount	Amount on Record
Tax	$131.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9215 BLUEBIRD TER GAITHERSBURG MD 208791701, GAITHERSBURG, MD 20879-1701

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 10, 2018
Property Address	405 CHRISTOPHER AVE # 40, 40, GAITHERSBURG, MD 20879-3539
Document Number	0558710211
Book / Page	055871 / 000211
Instrument Date	Jan 3, 2018
Transaction Type	Foreclosure
Record Updated	Jun 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$142.88
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

September 2018: Trustee's Deed

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 24, 2018
Property Address	405 CHRISTOPHER AVE # 40, 40, GAITHERSBURG, MD 20879-3539
Document Number	0566500215
Book / Page	056650 / 000215
Instrument Date	Jan 3, 2018
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$142.88
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	405 CHRISTOPHER AVE # 40, 40, GAITHERSBURG, MD 20879-3539
Document Number	0568800062
Instrument Date	Aug 13, 2010
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE AND ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CHRISTOPHER AVE #40 GAITHERSBURG MD 208793539, 40, GAITHERSBURG, MD 20879-3539

Mortgage

Document Number	0568800062
Date	Nov 15, 2018
Book Page	056880/000062

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	264 Months
Due	Nov 14, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 405 Christopher Ave, #40 was $2,255.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,000 (+7.63%) Land $70,500 Building $164,500	$235,000 (-) Land $70,500 Building $164,500
2025	$2,255.00	$218,333	$235,000 Land $70,500 Building $164,500
2023		$185,000 Land $55,500 Building $129,500	$185,000 Land $55,500 Building $129,500
2022	$1,544.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Christopher Ave, #40 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 405 Christopher Ave, #40 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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