405 Cherry St, Chattanooga, TN 37402 Property Records

Hamilton County property record for 405 Cherry St, Chattanooga, TN 37402

Property Summary

Property Type	Parking Garage, Parking Structure
Lot Size	0.326 acres (14,229 sqft)
Owner	Company Name on Record
Last Sale	$380,000 (Jun 2017)
Tax Bill	$5,229 (2025)
Deeds & Mortgages	Dec 2018 Loan Modification Jun 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135MD F 003`

Property Details

APN / Parcel Number

Primary APN	`135MD F 003`

Exterior

Lot Area	14,229 sqft (0.326 acres)
Lot Dimensions	93 ft deep x 153 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	405 CHERRY ST
City	CHATTANOOGA
State	TN
Zip	37402-1316
Property Category	Commercial
Property Type	Commercial > Retail > Parking Garage, Parking Structure
Local Zoning Code	C3
Legal Description	PT LTS 24 26 28 ORIGINAL TOWN MARKET ST N/R
Legal Subdivision	ORIGINAL TOWN MARKET
Legal Lot Number	24,26 26
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2043
Census Tract	3100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1258, CHATTANOOGA, TN 37401-1258
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2018	Loan Modification, Mortgage BRANCH BK&TR
Jun 2, 2017	Grant Deed, Transfer TITLE GUARANTY, TITLE GUARANTY AND TRUST COMPANY INC
Jun 2, 2017	Loan Modification, Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2017 · Amount on Record
Deed Sale	Jun 2, 2017 · Amount on Record
Prior Sale	Jun 2, 2017 · Amount on Record
Deed Document Number	2017060200285
Deed Book / Page	11066 / 419
Record Updated	Jun 8, 2026

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Recording Date	Dec 18, 2018
Property Address	405 CHERRY ST, CHATTANOOGA, TN 37402-1316
Document Number	1218000168
Book / Page	011525 / 000348
Instrument Date	Nov 30, 2018
Instrument	181218000168
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	735 BROAD ST #305 CHATTANOOGA TN 374022915, 305, CHATTANOOGA, TN 37402-2915

Mortgage

Document Number	1218000168
Date	Dec 18, 2018
Book Page	011525/000348
Instrument	181218000168

Lender

Name	BRANCH BK&TR
Type	Bank
Address	201 W WAUGH ST, DALTON, GA 30720-3114

Agreement

Amount	Amount Recorded

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 2, 2017
Property Address	405 CHERRY ST, CHATTANOOGA, TN 37402-1316
Document Number	0000000285
Book / Page	011066 / 000419
Instrument Date	May 31, 2017
Instrument	285
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	TITLE GUARANTY, TITLE GUARANTY AND TRUST COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$1,332.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	735 BROAD ST #305 CHATTANOOGA TN 374022915, 305, CHATTANOOGA, TN 37402-2915

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Recording Date	Jun 2, 2017
Property Address	405 CHERRY ST, CHATTANOOGA, TN 37402-1316
Book / Page	011066 / 000425
Instrument Date	May 31, 2017
Instrument	287
Transaction Type	Mortgage
Record Updated	Jun 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	735 BROAD ST #305 CHATTANOOGA TN 374022915, 305, CHATTANOOGA, TN 37402-2915

Mortgage

Document Number	0000000287
Date	Jun 2, 2017
Book Page	011066/000425
Instrument	287

Lender

Name	BRANCH BK&TR
Type	Bank
Address	201 W WAUGH ST, DALTON, GA 30720-3114

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,229.00 (+0.79%)	$345,040 (+48.78%)	$862,600 (+48.78%) Land $857,500 Building $5,100
2023	$5,188.00	$231,920 (-)	$579,800 (-) Land $571,700 Building $8,100
2022	$5,188.00	$231,920	$579,800 Land $571,700 Building $8,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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