Hamilton County property record for 307 Cherry St, Chattanooga, TN 37403
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 51,408 sqft · built 2021 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,885,000 (May 2019) |
| Tax Bill | $89,495 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit May 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135MA B 002 |
| Primary APN | 135MA B 002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 51,408 sqft Total Area |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Built-Up Asphalt |
| Lot Area | 28,314 sqft (0.65 acres) |
| Lot Dimensions | 132 ft deep x 243 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000060666 |
|---|---|
| Old Parcel Number | 135MAB 002 |
| Street Address | 307 CHERRY ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37403 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | R4 |
| Legal Description | LT 1 RIVER ROCK SUB PB 35 PB 90 REV 63-145 REV 120-189 REV 124-141 RIVER ROCK 67 UNITS (OUT OF 163 TOTAL UNITS) ALSO PART OF |
| Legal Subdivision | RIVER ROCK SUB |
| Legal Lot Number | 1 |
| Legal Unit | 163 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 3100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 242, CHARLESTON, SC 29402-0242 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 21, 2019 | Grant Deed, Mortgage · Line of Credit FIRST NAT'L BK/PA |
| May 2, 2019 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| May 2, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2019 · Amount on Record |
| Deed Sale | May 2, 2019 · Amount on Record |
| Deed Document Number | 2019050200043 |
| Deed Book / Page | 11629 / 848 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 21, 2019 |
| Property Address | 307 CHERRY ST, CHATTANOOGA, TN 37403 |
| Document Number | 1021000127 |
| Book / Page | 011794 / 000183 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 191021000127 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 211 KING ST #300 CHARLESTON SC 294013190, 300, CHARLESTON, SC 29401-3190 |
| Document Number | 1021000127 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 011794/000183 |
| Instrument | 191021000127 |
| Name | FIRST NAT'L BK/PA |
|---|---|
| Type | Bank |
| Address | 550 S MAIN ST # 320, GREENVILLE, SC 29601-2541 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Oct 20, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 2, 2019 |
| Property Address | 307 CHERRY ST, CHATTANOOGA, TN 37403 |
| Document Number | 0502000043 |
| Book / Page | 011629 / 000848 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 190502000043 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 211 KING ST #300 CHARLESTON SC 294013190, 300, CHARLESTON, SC 29401-3190 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 2, 2019 |
| Property Address | 307 CHERRY ST, CHATTANOOGA, TN 37403 |
| Document Number | 0502000042 |
| Book / Page | 011629 / 000838 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 190502000042 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $14,374.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 211 KING ST #300 CHARLESTON SC 294013190, 300, CHARLESTON, SC 29401-3190 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,495.00 (+16.54%) | $5,904,560 (+72.02%) | $14,761,400 (+72.02%) Land $1,695,800 Building $13,065,600 |
| 2024 | $76,795.00 (-29.79%) | $3,432,520 (-29.79%) | $8,581,300 (-29.79%) Land $1,115,200 Building $7,466,100 |
| 2023 | $109,375.00 (+44.59%) | $4,888,720 (+44.59%) | $12,221,800 (+44.59%) Land $1,115,200 Building $11,106,600 |
| 2022 | $75,644.00 | $3,381,040 | $8,452,600 Land $1,115,200 Building $7,337,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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