405 Canopy Ridge Ct, Delaware, OH 43015 Property Records

Delaware County property record for 405 Canopy Ridge Ct, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,298 sqft · built 2014
Lot Size	0.194 acres (8,451 sqft)
Owner	Individual Name on Record
Last Sale	$354,900 (Aug 2020)
Tax Bill	$7,036 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-320-14-073-000`

Property Details

APN / Parcel Number

Primary APN	`519-320-14-073-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,298 sqft Living Area
Gross Area	3,569 sqft
1st Floor Area	1,164 sqft
Upper Floors Area	1,134 sqft
Basement Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Lot Area	8,451 sqft (0.194 acres)
Garage Type	Attached
Garage Area	599 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	15 sqft
Deck Area	24 sqft
Patio Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	405 CANOPY RIDGE CT
City	DELAWARE
State	OH
Zip	43015-1895
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10383 WESTFIELD HILLS PH 2 SEC 3
Legal Subdivision	WESTFIELD HILLS PH 2 SEC 3
Legal Lot Number	10383
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	3
Census Block	3001
Census Tract	10422

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 CANOPY RIDGE CT, DELAWARE, OH 43015-1895
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Aug 20, 2020	Warranty Deed, Transfer · VA Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Prior Sale	Oct 13, 2014 · Amount on Record
Deed Document Number	202031346
Deed Book / Page	1759 / 2414
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	405 CANOPY RIDGE CT, DELAWARE, OH 43015-1895
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023065
Date	May 18, 2021
Book Page	1860/2402
Instrument	202100023065

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	405 CANOPY RIDGE CT, DELAWARE, OH 43015-1895
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORDIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006035
Date	Mar 9, 2018
Instrument	2018-00006035

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Aug 20, 2020
Property Address	405 CANOPY RIDGE CT, DELAWARE, OH 43015-1895
Document Number	0000031346
Book / Page	1759 / 2414
Map Reference	CAB 4 SL 28
Instrument Date	Aug 13, 2020
Instrument	202000031346
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	HEART OF GOLD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031347
Date	Aug 20, 2020
Instrument	202000031347

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,036.00 (+5.38%)	$141,440 (-) Land $21,880 Building $119,560	$404,100 (-) Land $62,500 Building $341,600
2024	$6,677.00 (-0.19%) Homeowner's exemption	$141,440 (-) Land $21,880 Building $119,560
2023	$6,690.00 Homeowner's exemption	$141,440 Land $21,880 Building $119,560	$404,100 Land $62,500 Building $341,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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