Madison County property record for 405 Brown St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,362 sqft |
| Owner | Individual Name on Record |
| Last Sale | $119,500 (Jun 2021) |
| Tax Bill | $1,697 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 073C-0000-0047 |
| Primary APN | 073C-0000-0047 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,362 sqft Living Area |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick |
| Garage Type | Basement |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 74846 |
|---|---|
| Street Address | 405 BROWN ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSELAWN LOT 12 SEC 2 BLK A |
| Legal Subdivision | ROSELAWN |
| Legal Block | A |
| Legal Lot Number | 12 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 11202 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 405 BROWN ST, BEREA, KY 40403-1161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2021 · Amount on Record |
| Deed Sale | Jun 29, 2021 · Amount on Record |
| Deed Document Number | 2014042907 |
| Deed Book / Page | D807 / 597 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 29, 2021 |
| Property Address | 405 BROWN ST, BEREA, KY 40403-1161 |
| Document Number | D807/597 |
| Book / Page | D807 / 597 |
| Map Reference | MB 5 PG 191 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 2014042907 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $119.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 295, BEREA, KY 40403-0295 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 405 BROWN ST, BEREA, KY 40403-1161 |
| Document Number | 2014042908 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2014042908 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,697.00 (+46.42%) Additional exemption filed | $180,000 (+50.63%) | $180,000 (+50.63%) |
| 2023 | $1,159.00 | $119,500 | $119,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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