Madison County property record for 403 Brown St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,112 sqft |
| Lot Size | 0.326 acres (14,217 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $145,000 (Feb 2021) |
| Tax Bill | $1,414 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Dec 2025 Foreclosure + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 073C-0000-0048 |
| Primary APN | 073C-0000-0048 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,112 sqft Living Area |
|---|---|
| 1st Floor Area | 744 sqft |
| Basement Area | 744 sqft |
| Unfinished Basement | 744 sqft |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick |
| Lot Area | 14,217 sqft (0.326 acres) |
| Garage Type | Basement |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 49182 |
|---|---|
| Street Address | 403 BROWN ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSELAWN LOT 11 SEC 2 BLK A |
| Legal Subdivision | ROSELAWN |
| Legal Block | A |
| Legal Lot Number | 11 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 11202 |
Source: Madison County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3501 OLYMPUS BLVD, 500, COPPELL, TX 75019-6295 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 27, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 4, 2025 | Commissioner's Deed, Foreclosure |
| Feb 7, 2023 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Feb 26, 2021 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2021 · Amount on Record |
| Deed Sale | Feb 26, 2021 · Amount on Record |
| Deed Document Number | 20212014030223 |
| Deed Book / Page | 801 / 500 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 27, 2026 |
| Property Address | 403 BROWN ST, BEREA, KY 40403-1161 |
| Document Number | 0014364898 |
| Book / Page | 886 / 88 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202614364898 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $15,150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 606 S DOGWOOD DR, BEREA, KY 40403-9520 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 4, 2025 |
| Property Address | 403 BROWN ST, BEREA, KY 40403-1161 |
| Document Number | 00D876/569 |
| Book / Page | D876 / 569 |
| Map Reference | MB 5 PG 191 |
| Instrument Date | Nov 6, 2025 |
| Instrument | 2014302878 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3501 OLYMPUS BLVD STE 500, 500, COPPELL, TX 75019-6295 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 403 BROWN ST, BEREA, KY 40403-1161 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 403 BROWN ST, BEREA, KY 40403-1161 |
| Document Number | 0M2215/761 |
|---|---|
| Date | Feb 7, 2023 |
| Book Page | M2215/761 |
| Instrument | 2014130636 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63120 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | Dec 1, 2062 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 26, 2021 |
| Property Address | 403 BROWN ST, BEREA, KY 40403-1161 |
| Document Number | D801/500 |
| Book / Page | D801 / 500 |
| Map Reference | MB 5 PG 191 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 2014030223 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 513 WALNUT CREEK DR, 513, BEREA, KY 40403-8772 |
| Name | Verified Name |
|---|---|
| Address | 403 BROWN ST, BEREA, KY 40403-1161 |
| Document Number | 2014030224 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2014030224 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,414.00 (+0.57%) | $150,000 (+3.45%) | $150,000 (+3.45%) |
| 2023 | $1,406.00 | $145,000 | $145,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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