405 Berry Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 405 Berry Rd, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,079 sqft · built 1962
Lot Size	0.254 acres (11,050 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (Oct 2011)
Tax Bill	$4,284 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119-122-031-000`

Property Details

APN / Parcel Number

Primary APN	`119-122-031-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,079 sqft Living Area
1st Floor Area	1,079 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	11,050 sqft (0.254 acres)
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 BERRY RD
City	ROYAL OAKS
State	CA
Zip	95076-5630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAS LOMAS TR 6 POR OF ASSRSLOT 79 AS DESC IN R38 PG 380 R W X EXC RW
Legal Subdivision	LAS LOMAS
Legal Tract	6
Legal Block	3
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	3
Census Block	3006
Census Tract	14601

Owner

405 Berry Rd is owned and occupied by an individual who bought it in October 2011.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	405 BERRY RD, ROYAL OAKS, CA 95076-5630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2011 · Amount on File
Deed Sale	Oct 27, 2011 · Amount on File
Deed Document Number	201161315
Prior Transfer Date	Oct 20, 2011
Prior Transfer Doc	0000061316
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	405 BERRY RD, ROYAL OAKS, CA 95076-5630
Transaction Type	Mortgage
Record Updated	Oct 4, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BERRY RD, ROYAL OAKS, CA 95076-5630

Mortgage

Document Number	0000029149
Date	Sep 21, 2023
Instrument	2023029149

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2043

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	405 BERRY RD, ROYAL OAKS, CA 95076-5630
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BERRY RD, ROYAL OAKS, CA 95076-5630

Mortgage

Document Number	0000054868
Date	Aug 13, 2021
Instrument	2021054868

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 405 Berry Rd was $4,284 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$295,937 (+2%) Land $192,169 Building $103,768
2025	$4,284.00 Homeowner's exemption	$290,135 Land $188,401 Building $101,734
2023	$3,095.00 (+1.81%) Homeowner's exemption	$278,871 Land $181,086 Building $97,785
2022	$3,040.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 405 Berry Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1982–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Berry Rd is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LAS LOMAS private · serves 2,132 people · EPA ID CA2710013
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks.

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