405 Bell St, Sultan, WA 98294 Property Records

Snohomish County property record for 405 Bell St, Sultan, WA 98294

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,655 sqft · built 1926
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Sep 2005)
Tax Bill$4,023 (2026)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN3917-003-004-00

Property Details

APN / Parcel Number

Primary APN3917-003-004-00
Alternative APNs
  • 003917-003-004-00
  • 39170030040006
  • 326338

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Units2 Units
Stories1 Story
Building Area1,655 sqft Living Area
Gross Area2,976 sqft
1st Floor Area1,655 sqft
Bonus RoomBonus Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area1,321 sqft
Parking Spaces5 Parking Spaces
PorchPatio
Porch Area476 sqft
Patio Area644 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number326338
Street Address405 BELL ST
CitySULTAN
StateWA
Zip98294
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHD
Legal DescriptionBERNARDS ADD TO SULTAN BLK 003 D-00 - E1/2 LOT 4 - ALL LOT 5
Legal Section32
Legal SubdivisionBERNARDS ADD TO SULTAN
Legal Block003 D
Legal Lot Number4,5
JurisdictionSNOHOMISH WA
Township / Civil DivisionSULTAN
Census Block Group2
Census Block2002
Census Tract53802

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address405 BELL ST, SULTAN, WA 98294
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2005 · Amount on Record
Deed SaleSep 13, 2005 · Amount on Record
Prior SaleJan 31, 1997 · Amount on Record
Deed Document Number2005846
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSNOHOMISH WA
Property Address405 BELL ST, SULTAN, WA 98294
Transaction TypeMortgage
Record UpdatedMar 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202103170395
DateMar 17, 2021
Instrument202103170395
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateWashington
CountySnohomish County
MunicipalitySultan City
Unified School DistrictSultan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,023.00 (+9.41%)$458,700 (-2.36%) Land $233,000 Building $225,700$458,700 (-2.36%) Land $233,000 Building $225,700
2023$3,677.00$469,800 Land $197,000 Building $272,800$469,800 Land $197,000 Building $272,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies83 units insured
incl. 2 condo units
Nearby Flood Claims82 (1980–2025)
Claims Outside the SFHA5 of 82
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 18 claims
  • Severe Storms, High Wind, And Flooding, Dec 1995 · 16 claims
  • Severe Storms & Flooding, Nov 1990 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSULTAN WATER DEPARTMENT
serves 8,424 people · EPA ID WA5384770
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Ziply Fiber.

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