404 Bell St, Sultan, WA 98294 Property Records

Snohomish County property record for 404 Bell St, Sultan, WA 98294

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,220 sqft · built 1910
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,900 (Apr 2017)
Tax Bill	$3,489 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`3917-002-009-00`

Property Details

APN / Parcel Number

Primary APN	`3917-002-009-00`
Alternative APNs	`003917-002-009-00` `39170020090003` `326334`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,220 sqft Living Area
1st Floor Area	1,012 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	326334
Street Address	404 BELL ST
City	SULTAN
State	WA
Zip	98294-9484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HD
Legal Description	BERNARDS ADD TO SULTAN BLK 002 D-00 W1/2 LOT 9 & ALL LOTS 10 & 11
Legal Section	32
Legal Subdivision	BERNARDS ADD TO SULTAN
Legal Block	002 D
Legal Lot Number	9-11
Jurisdiction	SNOHOMISH WA
Township / Civil Division	SULTAN
Census Block Group	2
Census Block	2006
Census Tract	53802

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 BELL ST, SULTAN, WA 98294-9484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 7, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2017 · Amount on Record
Deed Sale	Apr 7, 2017 · Amount on Record
Prior Sale	Sep 9, 2003 · Amount on Record
Deed Document Number	2017577
Prior Transfer Date	Mar 15, 2013
Prior Transfer Doc	0000000247
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	404 BELL ST, SULTAN, WA 98294-9484
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202110150230
Date	Oct 15, 2021
Instrument	202110150230

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Apr 7, 2017
Property Address	404 BELL ST, SULTAN, WA 98294-9484
Document Number	0000000577
Instrument Date	Mar 31, 2017
Instrument	201704070577
Transaction Type	Transfer
Record Updated	May 5, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,506.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 BELL ST SULTAN WA 982949484, SULTAN, WA 98294-9484

Mortgage

Document Number	578
Date	Apr 7, 2017
Instrument	201704070578

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2047

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Sultan City
Unified School District	Sultan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,489.00 (+8.25%)	$397,900 (-3.38%) Land $251,000 Building $146,900	$397,900 (-3.38%) Land $251,000 Building $146,900
2023	$3,223.00	$411,800 Land $215,000 Building $196,800	$411,800 Land $215,000 Building $196,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	83 units insured incl. 2 condo units
Nearby Flood Claims	82 (1980–2025)
Claims Outside the SFHA	5 of 82
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 18 claims Severe Storms, High Wind, And Flooding, Dec 1995 · 16 claims Severe Storms & Flooding, Nov 1990 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SULTAN WATER DEPARTMENT serves 8,424 people · EPA ID WA5384770
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ziply Fiber.

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