Lincoln County property record for 404 Bay St, Brookhaven, MS 39601
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,772 sqft · built 1958 |
| Lot Size | 0.503 acres (21,894 sqft) |
| Owner | 2 Individuals on Record |
| Tax Bill | $2,702 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B77-24-1-161 |
| Primary APN | B77-24-1-161 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 2,772 sqft Adjusted Area |
| 1st Floor Area | 2,363 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,894 sqft (0.503 acres) |
| Lot Dimensions | 164 ft deep x 133 ft wide |
| Patio Area | 324 sqft |
| Utility Building | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 17727 |
|---|---|
| Street Address | 404 BAY ST |
| City | BROOKHAVEN |
| State | MS |
| Zip | 39601-4036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 VERNONDALE SUB PT IV BLOCK M 0221 |
| Legal Range | 07 |
| Legal Township | 07 |
| Legal Section | 24 |
| Legal Subdivision | VERNONDALE PART |
| Legal Block | M |
| Legal Lot Number | 4 |
| Jurisdiction | LINCOLN MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 950601 |
Source: Lincoln County assessment roll, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 404 BAY ST, BROOKHAVEN, MS 39601-4036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2008 |
| Deed Sale | Sep 4, 2008 |
| Deed Book / Page | 1313 / 125 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MS |
| Property Address | 404 BAY ST, BROOKHAVEN, MS 39601-4036 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020222506 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 20222506 |
| Name | SPECIALIZED LOAN SERVICING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lincoln County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lincoln County |
| Municipality | Brookhaven City |
| Unified School District | Brookhaven School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,702.00 (+22.04%) Homeowner's exemption | $21,167 (+21.45%) | $211,670 (+21.45%) Land $46,310 Building $165,360 |
| 2024 | $2,214.00 (-0.63%) Homeowner's exemption | $17,428 (-) | $174,280 (-) Land $46,310 Building $127,970 |
| 2023 | $2,228.00 (-0.04%) Homeowner's exemption | $17,428 (-) | $174,280 (-) Land $46,310 Building $127,970 |
| 2022 | $2,229.00 Homeowner's exemption | $17,428 | $174,280 Land $46,310 Building $127,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BROOKHAVEN serves 12,513 people · EPA ID MS0430002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Sparklight Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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