Cleveland County property record for 405 Baker St, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,469 sqft · built 1990 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $163,500 (Nov 2019) |
| Tax Bill | $2,471 (2025) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage Jan 2018 Loan Modification |
| Flood Zone | Zone X (moderate risk) |
| APN | NC29CABRG 5 2001 |
| Primary APN | NC29CABRG 5 2001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,469 sqft Living Area |
| 1st Floor Area | 1,469 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 27553 |
|---|---|
| Old Parcel Number | 27553 |
| Street Address | 405 BAKER ST |
| City | NORMAN |
| State | OK |
| Zip | 73072-3821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CAMBRIDGE ADDITION LOT 2 BLK 5 |
| Legal Range | 03W |
| Legal Township | 09N |
| Legal Section | 28 |
| Legal Quarter | SE |
| Legal Subdivision | CAMBRIDGE |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 201514 |
Source: Cleveland County records · APN NC29CABRG 5 2001
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 BAKER ST, NORMAN, OK 73072-3821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Jan 25, 2018 | Loan Modification, Mortgage FIRST UNITED BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 21, 2019 · Amount on Record |
| Deed Sale | Nov 21, 2019 · Amount on Record |
| Prior Sale | Oct 23, 2014 · Amount on Record |
| Deed Document Number | R 2019 37508 |
| Deed Book / Page | 5993 / 0622 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Nov 21, 2019 |
| Property Address | 405 BAKER ST, NORMAN, OK 73072-3821 |
| Document Number | 0000037508 |
| Book / Page | 005993 / 000622 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 37508 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 BAKER ST NORMAN OK 730723821, NORMAN, OK 73072-3821 |
| Document Number | 37509 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 005993/000624 |
| Instrument | 37509 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 405 BAKER ST, NORMAN, OK 73072-3821 |
| Document Number | 0000003811 |
| Instrument Date | Jan 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2322 WESTPARK DR NORMAN OK 730694008, NORMAN, OK 73069-4008 |
| Document Number | 0000003811 |
|---|---|
| Date | Feb 08, 2018 |
| Book Page | 005767/000322 |
| Instrument | 3811 |
| Name | FIRST UNITED BK |
|---|---|
| Type | Bank |
| Address | 315 E DEWEY AVE, SAPULPA, OK 74066-4301 |
| Amount | Amount Recorded |
|---|
Source: Cleveland County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,471.00 (+6.37%) Homeowner's exemption | $21,589 (+6.09%) Land $6,099 Building $15,490 | $231,152 (+19.12%) Land $65,307 Building $165,845 |
| 2023 | $2,323.00 Homeowner's exemption | $20,349 Land $5,315 Building $15,034 | $194,055 Land $50,686 Building $143,369 |
Source: FEMA National Flood Hazard Layer as of February 20, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Aug 2007 · Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Low lower than 66% of the US · lower than 92% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Oklahoma Electric Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 102 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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