404 Baker St, Norman, OK 73072 Property Records

Cleveland County property record for 404 Baker St, Norman, OK 73072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,789 sqft · built 1988
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$209,000 (Mar 2019)
Tax Bill$3,187 (2025)
Deeds & MortgagesSep 2022 Transfer
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APNNC29CABRG 6 2001

Property Details

APN / Parcel Number

Primary APNNC29CABRG 6 2001
Alternative APNs
  • R0027569
  • 27569

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,789 sqft Living Area
Gross Area2,330 sqft
1st Floor Area1,549 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
View / LotNeighborhood
Garage TypeAttached
Garage Area441 sqft
PorchScreened Porch
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number27569
Street Address404 BAKER ST
CityNORMAN
StateOK
Zip73072-3820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCAMBRIDGE ADDITION LOT 2 BLK 6
Legal Range03W
Legal Township09
Legal Section28
Legal SubdivisionCAMBRIDGE
Legal Block6
Legal Lot Number2
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group2
Census Block2015
Census Tract201514

Owner

Source: Cleveland County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address404 BAKER ST, NORMAN, OK 73072-3820
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2022Intrafamily Transfer, Transfer
Aug 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANCFIRST
Mar 8, 2019Warranty Deed, Transfer · Conventional with PMI
BANCFIRST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2019 · Amount on Record
Deed SaleMar 8, 2019 · Amount on Record
Prior SaleSep 9, 2010 · Amount on Record
Deed Document Number20196695
Deed Book / Page5898 / 279
Last Transfer DateSep 22, 2022
Transfer DocR202234392
Record UpdatedJun 8, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLEVELAND OK
Recording DateSep 22, 2022
Property Address404 BAKER ST, NORMAN, OK 73072-3820
Document NumberR202234392
Book / Page6477 / 320
Instrument DateSep 22, 2022
InstrumentR 2022 34392
Transaction TypeTransfer
Record UpdatedMay 1, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Property Address404 BAKER ST, NORMAN, OK 73072-3820
Document Number0000028276
Instrument DateAug 3, 2020
Transaction TypeMortgage
Record UpdatedSep 10, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 BAKER ST NORMAN OK 730723820, NORMAN, OK 73072-3820

Mortgage

Document Number0000028276
DateAug 14, 2020
Book Page006101/000196
Instrument28276
Lender
NameBANCFIRST
TypeBank
AddressOKLAHOMA CITY, OK 73102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 13, 2040

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateMar 8, 2019
Property Address404 BAKER ST, NORMAN, OK 73072-3820
Document Number0000006695
Book / Page005898 / 000279
Instrument DateMar 6, 2019
Instrument6695
Transaction TypeTransfer
Record UpdatedMar 21, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$313.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 BAKER ST NORMAN OK 730723820, NORMAN, OK 73072-3820

Mortgage

Document Number6696
DateMar 8, 2019
Book Page005898/000281
Instrument6696
Lender
NameBANCFIRST
TypeBank
AddressOKLAHOMA CITY, OK 73102
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 7, 2049

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,187.00 (+6.3%) Homeowner's exemption$27,552 (+6.09%) Land $6,605 Building $20,947$272,950 (+15.65%) Land $65,441 Building $207,509
2023$2,998.00 Homeowner's exemption$25,971 Land $5,625 Building $20,346$236,017 Land $51,124 Building $184,893

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims1 (2007)
Most Recent ClaimAug 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 90% of Oklahoma
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
OEC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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