405 Aspen Ln, Covington, LA 70433 Property Records

St. Tammany Parish property record for 405 Aspen Ln, Covington, LA 70433

Property Summary

Property TypeSingle Family Home
Details3,203 sqft · built 2003
OwnerIndividual Name on Record
Last Sale$635,000 (May 2023)
Tax Bill$6,045 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Aug 2017 Mortgage
APN107-140-1772

Property Details

APN / Parcel Number

Primary APN107-140-1772
Alternative APN
  • 30941

Interior

Building Area3,203 sqft Living Area

Exterior

Year BuiltBuilt 2003
Garage Area651 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number107-140-1772
Street Address405 ASPEN LN
CityCOVINGTON
StateLA
Zip70433-5739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 287 NORTHPARK SEC 5A PH 3 INST NO 1221715 INST NO 1278583 INST NO 1273118 INST NO 1337134 INST NO 1962854 UNDIV 1/2 INT T
Legal SubdivisionNORTHPARK
Legal Phase3
Legal Lot Number287
JurisdictionSAINT TAMMANY LA
Township / Civil Division1
Census Block Group2
Census Block2042
Census Tract40607

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address405 ASPEN LN, COVINGTON, LA 70433-5739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Cash Sale Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Aug 2, 2017Deed of Trust, Mortgage · Conventional Mortgage
GMFS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2023 · Amount on Record
Deed SaleMay 30, 2023 · Amount on Record
Prior SaleMay 31, 2016 · Amount on Record
Deed Document Number2373265
Record UpdatedJun 8, 2026

May 2023: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionSAINT TAMMANY LA
Recording DateMay 30, 2023
Property Address405 ASPEN LN, COVINGTON, LA 70433-5739
Document Number0002373265
Map ReferenceDOC 1273118
Instrument DateMay 30, 2023
Instrument2373265
Transaction TypeTransfer
Record UpdatedApr 1, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address405 ASPEN LN, COVINGTON, LA 70433-5739

Transferred To (Grantee/Buyer)

NameVerified Name
Address9541 HUNTER CT, BATON ROUGE, LA 70809-2677

Mortgage

Document Number0002373266
DateMay 30, 2023
Instrument2373266
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address405 ASPEN LN, COVINGTON, LA 70433-5739
Transaction TypeMortgage
Record UpdatedApr 6, 2023
Title CompanyTOP TIER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002072492
DateAug 2, 2017
Instrument2072492
Lender
NameGMFS LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2032
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,045.00 (-3.47%)$49,135 (-) Land $7,000 Building $42,135$491,350 (-) Land $70,000 Building $421,350
2024$6,262.00 (+56.32%)$49,135 (+65.3%) Land $7,000 Building $42,135$491,350 (+65.3%) Land $70,000 Building $421,350
2023$4,006.00 (+31.52%)$29,725 (-) Land $7,000 Building $22,725$297,250 (-) Land $70,000 Building $227,250
2022$3,046.00 Homeowner's exemption$29,725 Land $7,000 Building $22,725$297,250 Land $70,000 Building $227,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 391 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies391 in force
Nearby Flood Claims20 (1995–2022)
Claims Outside the SFHA9 of 20
Most Recent ClaimJun 2022 · rainfall accumulation
Claims by Event
  • Hurricane Ida, Aug 2021 · 11 claims
  • Severe Storms And Flooding, Mar 2016 · 2 claims
  • Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 64% of Louisiana
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COVINGTON WATER SUPPLY
serves 16,185 people · EPA ID LA1103011
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
May 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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