St. Tammany Parish property record for 389 Aspen Ln, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 3,000 sqft · built 2003 |
| Owner | Individual Name on File |
| Last Sale | $411,000 (Apr 2019) |
| Tax Bill | $5,002 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Jul 2021 Mortgage + 3 more |
| APN | 107-140-2144 |
| Primary APN | 107-140-2144 |
|---|---|
| Alternative APN |
|
| Building Area | 3,000 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 107-140-2144 |
|---|---|
| Street Address | 389 ASPEN LN |
| City | COVINGTON |
| State | LA |
| Zip | 70433-5737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 283 NORTHPARK SEC 5A PH 3 INST NO 994868 INST NO 1221715 INST NO 1278583 INST NO 1294548 INST NO 1322068 INST NO 1501454 |
| Legal Subdivision | NORTHPARK |
| Legal Phase | 3 |
| Legal Lot Number | 283 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 40607 |
389 Aspen Ln is owned and occupied by an individual who bought it in April 2019.
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 389 ASPEN LN, COVINGTON, LA 70433-5737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2019 | Deed of Trust, Mortgage · ARM FIDELITY BANK |
| Jul 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK |
| Sep 22, 2022 | Deed of Trust, Mortgage · Commercial Mortgage NEWTEK SMALL BUSINESS FINANCE |
| Sep 22, 2022 | Deed of Trust, Mortgage · Commercial Mortgage NEWTEK SMALL BUSINESS FINANCE |
| Apr 10, 2019 | Deed, Transfer · ARM CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2019 · Amount on File |
| Deed Sale | Apr 10, 2019 · Amount on File |
| Prior Sale | May 28, 2014 · Amount on File |
| Deed Document Number | 2152789 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 389 ASPEN LN, COVINGTON, LA 70433-5737 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002181258 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 2181258 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Margin | 4 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 389 ASPEN LN, COVINGTON, LA 70433-5737 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002283423 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2283423 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 389 ASPEN LN, COVINGTON, LA 70433-5737 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002346982 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2346982 |
| Name | NEWTEK SMALL BUSINESS FINANCE |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 389 ASPEN LN, COVINGTON, LA 70433-5737 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002346984 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2346984 |
| Name | NEWTEK SMALL BUSINESS FINANCE |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Apr 10, 2019 |
| Property Address | 389 ASPEN LN, COVINGTON, LA 70433-5737 |
| Document Number | 0002152789 |
| Map Reference | MAP 248 |
| Instrument Date | Apr 2, 2019 |
| Instrument | 2152789 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 389 ASPEN LN, COVINGTON, LA 70433-5737 |
| Document Number | 0002152791 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 2152791 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 10.5% |
| Index | LIBOR |
The 2025 property tax bill for 389 Aspen Ln was $5,002, down 3.4% from the year before.
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,002.00 (-3.44%) | $40,370 (-) Land $7,000 Building $33,370 | $403,704 (-) Land $70,000 Building $333,704 |
| 2024 | $5,180.00 (+7.78%) | $40,370 (+12.24%) Land $7,000 Building $33,370 | $403,704 (+12.25%) Land $70,000 Building $333,704 |
| 2023 | $4,806.00 | $35,966 (-) Land $7,000 Building $28,966 | $359,660 (-) Land $70,000 Building $289,660 |
| 2022 | $4,806.00 | $35,966 Land $7,000 Building $28,966 | $359,660 Land $70,000 Building $289,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 389 Aspen Ln; there have been 20 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 391 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 391 in force |
| Nearby Flood Claims | 20 (1995–2022) |
| Claims Outside the SFHA | 9 of 20 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 389 Aspen Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 64% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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