Santa Cruz County property record for 405 Arnold Ave, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 706 sqft · built 1948 |
| Lot Size | 0.679 acres (29,577 sqft) |
| Owner | Company Name on Record |
| Last Sale | $350,000 (Feb 2025) |
| Tax Bill | $4,695 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 076-202-01 |
| Primary APN | 076-202-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 706 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 29,577 sqft (0.679 acres) |
| Terrain | Steep |
| Sewer | Septic |
|---|
| Street Address | 405 ARNOLD AVE |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-1AC |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 120301 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 6, BEN LOMOND, CA 95005-0006 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 21, 2023 | Grant Deed, Transfer · Seller Carry-Back THE JOHN SCHAAR TRUST |
| Jun 17, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2025 · Amount on Record |
| Deed Sale | Feb 14, 2025 · Amount on Record |
| Prior Sale | Apr 21, 2023 · Amount on Record |
| Deed Document Number | 20252774 |
| Prior Transfer Date | Apr 9, 2021 |
| Prior Transfer Doc | 0000033338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 21, 2023 |
| Property Address | 405 ARNOLD AVE, BEN LOMOND, CA 95005 |
| Document Number | 0000006897 |
| Instrument Date | Apr 19, 2023 |
| Instrument | 2023-0006897 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 MUIR DR, SOQUEL, CA 95073-9706 |
| Document Number | 0000006898 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 2023-0006898 |
| Name | THE JOHN SCHAAR TRUST |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 17, 2021 |
| Property Address | 405 ARNOLD AVE, BEN LOMOND, CA 95005 |
| Document Number | 0000033338 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 2021-0033338 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 526 ENTERPRISE DR, VERONA, WI 53593-1242 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,035 (+2%) Land $305,628 Building $76,407 | ||
| 2025 | $4,695.00 (+623.42%) | $374,544 (+1,940.89%) Land $299,635 Building $74,909 | |
| 2023 | $649.00 (+3.18%) | $18,352 Land $8,532 Building $9,820 | $221,040 |
| 2022 | $629.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 15 (1982–2000) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Feb 2000 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Surfnet Communications, Verizon.
4G LTE only, no 5G reported
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