New Castle County property record for 405 Adams St, Delaware City, DE 19706
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,259 sqft · built 1935 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,500 (Jun 1992) |
| Tax Bill | $407 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-008.00-026 |
| Primary APN | 22-008.00-026 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,259 sqft Living Area |
| 1st Floor Area | 1,259 sqft |
| Attic | Attic |
| Attic Area | 1,259 sqft |
| Basement Area | 1,259 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Sewer | Connected |
| Street Address | 405 ADAMS ST |
|---|---|
| City | DELAWARE CITY |
| State | DE |
| Zip | 19706-7767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 22R-1 |
| Legal Description | BEG AT POINT IN SELY SIDE OF ADAMS ST AT 80 FT WIDE |
| Legal Subdivision | DELAWARE CITY |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | RED LION |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 16404 |
405 Adams St is owned and occupied by two individuals who bought it in June 1992.
Source: New Castle County records, as of May 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 ADAMS ST, DELAWARE CITY, DE 19706-7767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 30, 2021 | Deed, Transfer · Commercial Mortgage FS LENDER LLC |
| Sep 9, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Oct 4, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 1992 · Amount on File |
| Deed Sale | Jun 30, 1992 · Amount on File |
| Deed Book / Page | 1362 / 17 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 405 ADAMS ST, DELAWARE CITY, DE 19706-7767 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000094894 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 20210813-0094894 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Mar 30, 2021 |
| Property Address | 405 ADAMS ST, DELAWARE CITY, DE 19706-7767 |
| Document Number | 0000037510 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 20210330-0037510 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 651 VALLEY RD UNIT 94, 94, HOCKESSIN, DE 19707-7704 |
| Document Number | 0000037514 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 20210330-0037514 |
| Name | FS LENDER LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 405 ADAMS ST, DELAWARE CITY, DE 19706-7767 |
| Document Number | 0000073663 |
| Instrument Date | Sep 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 ADAMS ST DELAWARE CITY DE 197067767, DELAWARE CITY, DE 19706-7767 |
| Document Number | 0000073663 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 73663 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 324 Months |
| Due | Sep 16, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 405 ADAMS ST, DELAWARE CITY, DE 19706-7767 |
| Document Number | 0000051676 |
| Instrument Date | Oct 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 ADAMS ST DELAWARE CITY DE 197067767, DELAWARE CITY, DE 19706-7767 |
| Document Number | 0000051676 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | 51676 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 10, 2048 |
The 2025 property tax bill for 405 Adams St was $407.
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Municipality | Delaware City |
| Unified School District | Colonial School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $407.00 | $252,400 Land $54,400 Building $198,000 | |
| 2024 | $204,930 | ||
| 2023 | $1,005.00 | $36,200 Land $7,800 Building $28,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 405 Adams St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 18 (1980–2014) |
| Claims Outside the SFHA | 2 of 18 |
| Most Recent Claim | Apr 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Adams St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 91% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELAWARE CITY WATER DEPARTMENT (AWC) serves 2,610 people · EPA ID DE0000566 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Breezeline Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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