404 Adams St, Delaware City, DE 19706 Property Records

New Castle County property record for 404 Adams St, Delaware City, DE 19706

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,024 sqft · built 1910
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$1,080,000 (Feb 2022)
Tax Bill$1,379 (2025)
Deeds & MortgagesFeb 2022 Second Mortgage
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN22-008.00-015

Property Details

APN / Parcel Number

Primary APN22-008.00-015

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,024 sqft Living Area
1st Floor Area582 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeDetached
Garage Area160 sqft
PorchSlab

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address404 ADAMS ST
CityDELAWARE CITY
StateDE
Zip19706-7764
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code22R-1
Legal SubdivisionDELAWARE CITY
JurisdictionNEW CASTLE DE
Township / Civil DivisionRED LION
Census Block Group2
Census Block2007
Census Tract16404

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Delaware City Historic District
listed 1983 · 205 contributing resources · NRIS 83003515

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

404 Adams St is owned by an individual who bought it in February 2022.

Source: New Castle County records, as of May 6, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 590, DELAWARE CITY, DE 19706-0590
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DELAWARE STATE HOUSING AUTHORITY
Feb 4, 2022Deed, Transfer · Conventional Mortgage
PIKE CREEK MORTGAGE SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2022 · Amount on File
Deed SaleFeb 4, 2022 · Amount on File
Prior SaleJan 1, 1988
Deed Document Number202215815
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address404 ADAMS ST, DELAWARE CITY, DE 19706-7764
Transaction TypeMortgage
Record UpdatedNov 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015820
DateFeb 4, 2022
Instrument20220204-0015820
Lender
NameDELAWARE STATE HOUSING AUTHORITY
TypeGovernment Agency
AddressDOVER, DE 19901
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateFeb 4, 2022
Property Address404 ADAMS ST, DELAWARE CITY, DE 19706-7764
Document Number0000015815
Instrument DateJan 27, 2022
Instrument20220204-0015815
Transaction TypeTransfer
Record UpdatedFeb 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
AddressPO BOX 590, DELAWARE CITY, DE 19706-0590

Mortgage

Document Number0000015819
DateFeb 4, 2022
Instrument20220204-0015819
Lender
NamePIKE CREEK MORTGAGE SERVICES INC
TypeMortgage Company
AddressNEWARK, DE 19711
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 404 Adams St was $1,379.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
MunicipalityDelaware City
Unified School DistrictColonial School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,379.00$229,000 Land $53,600 Building $175,400
2024$198,000
2023$563.00$20,300 Land $6,100 Building $14,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 404 Adams St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 93 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies93 in force
Nearby Flood Claims18 (1980–2014)
Claims Outside the SFHA2 of 18
Most Recent ClaimApr 2014 · river or lake flooding
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Adams St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 91% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELAWARE CITY WATER DEPARTMENT (AWC)
serves 2,610 people · EPA ID DE0000566
Water SourceGroundwater
Last State InspectionJan 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Breezeline
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20

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