Clay County property record for 405 70th Ave N, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,446 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (reduced by levee) |
| APN | 58.882.2208 |
| Primary APN | 58.882.2208 |
|---|---|
| Alternative APN |
|
| Lot Area | 217,800 sqft (5 acres) |
|---|
| Street Address | 405 70TH AVE N |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-6440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 10 RODS OF W 72 RODS OF NW1/4NW1/4 SECTION 17 TOWNSHIP 140 RANGE 048 |
| Legal Range | 48 |
| Legal Township | 140 |
| Legal Section | 17 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30106 |
Source: Clay County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 70TH AVE N, MOORHEAD, MN 56560-6440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Apr 8, 2026 |
| Property Address | 405 70TH AVE N, MOORHEAD, MN 56560-6440 |
| Document Number | 0000863490 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 2026863490 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 405 70TH AVE N, MOORHEAD, MN 56560-6440 |
| Document Number | 0000863490, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 2026863490 |
| Name | AMERICAN FEDERAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 1, 2036 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
Source: Clay County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,446.00 (+12.53%) | ||
| 2025 | $399,800 (+2.94%) Land $84,500 Building $315,300 | $399,800 (+2.94%) Land $84,500 Building $315,300 | |
| 2023 | $5,728.00 Homeowner's exemption | $388,400 Land $71,000 Building $317,400 | $388,400 Land $71,000 Building $317,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 213 (1997–2014) |
| Claims Outside the SFHA | 180 of 213 |
| Most Recent Claim | May 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable · Fixed Wireless | 2,000 / 350 |
| Park Region Mutual Telephone Company Fiber | 1,000 / 1,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: X-Tech.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures