309 70th Ave N, Moorhead, MN 56560 Property Records

Clay County property record for 309 70th Ave N, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$4,232 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`58.882.2206`

Property Details

APN / Parcel Number

Primary APN	`58.882.2206`
Alternative APN	`230172206`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	309 70TH AVE N
City	MOORHEAD
State	MN
Zip	56560-6434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG. 42 RODS E OF NW COR. OF NW1/4, N & S 80 RODS BY E & W 10 RODS SECTION 17 TOWNSHIP 140 RANGE 048
Legal Range	48
Legal Township	140
Legal Section	17
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1001
Census Tract	30106

Owner

Source: Clay County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	309 70TH AVE N, MOORHEAD, MN 56560-6434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage VALLEY PREMIER BANK
Jul 30, 2020	Loan Modification, Mortgage · Conventional Mortgage VALLEY PREMIER BK
Aug 1, 2018	Loan Modification, Mortgage · Conventional Mortgage VALLEY PREMIER BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Aug 1, 2022
Property Address	309 70TH AVE N, MOORHEAD, MN 56560-6434
Document Number	0000830867
Instrument Date	Jul 29, 2022
Instrument	830867
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,207.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 70TH AVE N, MOORHEAD, MN 56560-6434

Mortgage

Document Number	0000830868
Date	Aug 1, 2022
Instrument	830868

Lender

Name	PRIMELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	309 70TH AVE N, MOORHEAD, MN 56560-6434
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000823718
Date	Dec 6, 2021
Instrument	823718

Lender

Name	VALLEY PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	309 70TH AVE N, MOORHEAD, MN 56560-6434
Document Number	0000804071
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 70TH AVE N MOORHEAD MN 565606434, MOORHEAD, MN 56560-6434

Mortgage

Document Number	0000804071
Date	Aug 6, 2020
Instrument	804071

Lender

Name	VALLEY PREMIER BK
Address	MOORHEAD, MN 56560

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 5, 2025

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	309 70TH AVE N, MOORHEAD, MN 56560-6434
Document Number	0000782499
Instrument Date	Aug 1, 2018
Transaction Type	Mortgage
Record Updated	Sep 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 70TH AVE N MOORHEAD MN 565606434, MOORHEAD, MN 56560-6434

Mortgage

Document Number	0000782499
Date	Aug 10, 2018
Instrument	782499

Lender

Name	VALLEY PREMIER BK
Address	MOORHEAD, MN 56560

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 9, 2021

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,232.00 (+10.67%)
2025		$274,300 (+2.16%) Land $78,500 Building $195,800	$274,300 (+2.16%) Land $78,500 Building $195,800
2023	$3,824.00 Homeowner's exemption	$268,500 Land $87,500 Building $181,000	$268,500 Land $87,500 Building $181,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	213 (1997–2014)
Claims Outside the SFHA	180 of 213
Most Recent Claim	May 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2011 · 109 claims Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 17 claims Severe Flooding, High Winds,severe Storms, May 1997 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable · Fixed Wireless in parts of the area	2,000 / 350
Cable One Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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