405 48th St NW, Bradenton, FL 34209 Property Records

Manatee County property record for 405 48th St NW, Bradenton, FL 34209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,175 sqft · built 1959
Lot Size	0.281 acres (12,276 sqft)
Owner	Individual Name on Record
Last Sale	$589,000 (Feb 2025)
Tax Bill	$3,087 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35850.0000-7`

Property Details

APN / Parcel Number

Primary APN	`35850.0000-7`
Alternative APN	`3417283585000007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,175 sqft Living Area
Gross Area	2,865 sqft
1st Floor Area	1,795 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1980
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tar & Gravel
Lot Area	12,276 sqft (0.281 acres)
Lot Dimensions	132 ft deep x 93 ft wide
Garage Type	Mixed
Garage Area	351 sqft
Carport	Carport
Carport Area	324 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	3417283585000007
Street Address	405 48TH ST NW
City	BRADENTON
State	FL
Zip	34209-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5
Legal Description	LOT 6 TERRI-ME TERRACE SECTION ONE PI#35850.0000/7
Legal Range	17E
Legal Township	34S
Legal Section	28
Legal Subdivision	TERRI ME TERRACE SECTION 1
Legal Tract	3583900
Legal Block	2013
Legal Lot Number	6
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2003
Census Tract	1202

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	405 48TH ST NW, BRADENTON, FL 34209-1921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 28, 2021	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 9, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Prior Sale	Sep 9, 2019 · Amount on Record
Deed Document Number	202541023998
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	405 48TH ST NW, BRADENTON, FL 34209-1921
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 48TH ST NW, BRADENTON, FL 34209-1921

Mortgage

Document Number	0041146022
Date	Dec 5, 2025
Instrument	202541146022

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	405 48TH ST NW, BRADENTON, FL 34209-1921
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 48TH ST NW, BRADENTON, FL 34209-1921

Mortgage

Document Number	0041084517
Date	Aug 7, 2023
Instrument	202341084517

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	405 48TH ST NW, BRADENTON, FL 34209-1921
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 48TH ST NW, BRADENTON, FL 34209-1921

Mortgage

Document Number	202141085345
Date	Jun 28, 2021
Instrument	202141085345

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 9, 2019
Property Address	405 48TH ST NW, BRADENTON, FL 34209-1921
Document Number	0028011067
Book / Page	2801 / 1067
Map Reference	MB 11 PG 49
Instrument Date	Sep 3, 2019
Instrument	201941089608
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	PRIORITY NATL TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5411 3RD AVENUE DR NW, 5411, BRADENTON, FL 34209-2620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 48TH ST NW, BRADENTON, FL 34209-1921

Mortgage

Document Number	28011073
Date	Sep 9, 2019
Instrument	2801-1073

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$238,783 (+5.99%)	$311,447 (-10.3%) Land $66,300 Building $245,147
2024	$3,087.00 (+2.05%)
2023	$3,025.00 (+1.61%) Homeowner's exemption	$225,294 (+3%)	$347,198 (+25.16%) Land $66,300 Building $280,898
2022	$2,977.00 Homeowner's exemption	$218,732	$277,408 Land $65,000 Building $212,408

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	10 (1997–2024)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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