324 48th St NW, Bradenton, FL 34209 Property Records

Manatee County property record for 324 48th St NW, Bradenton, FL 34209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,637 sqft · built 1959
Lot Size	0.297 acres (12,927 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Oct 2020)
Tax Bill	$494 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35852-0000-3`

Property Details

APN / Parcel Number

Primary APN	`35852-0000-3`
Alternative APN	`3417283585200003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,637 sqft Living Area
Gross Area	2,605 sqft
1st Floor Area	1,637 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1987
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	12,927 sqft (0.297 acres)
Lot Dimensions	139 ft deep x 93 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	428 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	324 48TH ST NW
City	BRADENTON
State	FL
Zip	34209-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5 RE
Legal Description	LOT 8 TERRI-ME TERRACE SECTION ONE PI#35852.0000/3
Legal Range	17E
Legal Township	34S
Legal Section	28
Legal Subdivision	TERRI ME TERRACE SECTION 1
Legal Tract	03583900
Legal Lot Number	8
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2003
Census Tract	1202

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	324 48TH ST NW, BRADENTON, FL 34209-1921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Mar 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Deed Document Number	2020105042
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Oct 1, 2020
Property Address	324 48TH ST NW, BRADENTON, FL 34209-1921
Document Number	0041105042
Instrument Date	Sep 22, 2020
Instrument	41105042
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	INTEGRITY TITLE SERVICES INC, INTEGRITY TITLE SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 48TH ST NW BRADENTON FL 342091921, BRADENTON, FL 34209-1921

Mortgage

Document Number	41105043
Date	Oct 1, 2020
Instrument	41105043

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	324 48TH ST NW, BRADENTON, FL 34209-1921
Document Number	0026663799
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 48TH ST NW BRADENTON FL 342091921, BRADENTON, FL 34209-1921

Mortgage

Document Number	0026663799
Date	Mar 28, 2017
Book Page	002666/003799
Instrument	41027987

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,466 (+2.7%)	$312,508 (-) Land $66,300 Building $246,208
2025	$494.00 (+7.63%)	$230,249 (+5.99%)	$312,508 (-9.65%) Land $66,300 Building $246,208
2024	$459.00 (-83.68%)
2023	$2,812.00 (+2.97%) Homeowner's exemption	$217,243 (+3%)	$345,889 (+25.39%) Land $66,300 Building $279,589
2022	$2,731.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$210,916	$275,850 Land $65,000 Building $210,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	10 (1997–2024)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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