405 3rd St, Anacortes, WA 98221 Property Records

Skagit County property record for 405 3rd St, Anacortes, WA 98221

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,220 sqft · built 1905
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$815,000 (Jan 2021)
Tax Bill	$8,321 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jun 2022 Mortgage + 3 more
APN	`3772-286-005-0018`

Property Details

APN / Parcel Number

Primary APN	`3772-286-005-0018`
Alternative APN	`P56476`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,220 sqft Living Area
1st Floor Area	990 sqft
2nd Floor Area	990 sqft
Upper Floors Area	990 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 2015
Architectural Style	Other
Exterior Material	Siding
Construction Type	Concrete
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Lot Width	60 ft Width
View / Lot	Average
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	318 sqft
Deck Area	108 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Septic

Location & Zoning

Account Number	P56476
Old Parcel Number	37722860050018
Street Address	405 3RD ST
City	ANACORTES
State	WA
Zip	98221-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(0.1400 AC) LOTS 4 AND 5, BLOCK 286, MAP OF THE CITY OF ANACORTES, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 2 OF PLAT
Legal Range	02E
Legal Township	35N
Legal Section	18
Legal Quarter	SW
Legal Subdivision	ANACORTES
Legal Block	286
Legal Lot Number	4-5
Jurisdiction	SKAGIT WA
Township / Civil Division	ANACORTES
Census Block Group	1
Census Block	1011
Census Tract	940600

Owner

405 3rd St is owned and occupied by an individual who bought it in January 2021.

Source: Skagit County records, as of January 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	405 3RD ST, ANACORTES, WA 98221-1605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Transfer on Death Deed, Transfer
Jun 27, 2022	Deed of Trust, Mortgage · VA Mortgage CORNERSTONE HOME LENDING INC
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Jan 29, 2021	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Oct 17, 2017	Warranty Deed, Transfer LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Prior Sale	Oct 17, 2017 · Amount on File
Deed Document Number	202101290067
Record Updated	Jun 8, 2026

October 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SKAGIT WA
Recording Date	Oct 30, 2023
Property Address	405 3RD ST, ANACORTES, WA 98221-1605
Document Number	0000000097
Map Reference	VOL 2 PG 4-7
Instrument Date	Oct 6, 2023
Instrument	202310300097
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	405 3RD ST, ANACORTES, WA 98221-1605
Transaction Type	Mortgage
Record Updated	Jul 1, 2022
Title Company	LAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000055
Date	Jun 27, 2022
Instrument	202206270055

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	405 3RD ST, ANACORTES, WA 98221-1605
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202109280121
Date	Sep 28, 2021
Instrument	202109280121

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Jan 29, 2021
Property Address	405 3RD ST, ANACORTES, WA 98221-1605
Document Number	0000000067
Map Reference	VOL 2 PG 4-7
Instrument Date	Jan 26, 2021
Instrument	202101290067
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	LAND T&E OF SKAGIT & ISLAND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,612.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 3RD ST, ANACORTES, WA 98221-1605

Mortgage

Document Number	0000000068
Date	Jan 29, 2021
Instrument	202101290068

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Oct 17, 2017
Property Address	405 3RD ST, ANACORTES, WA 98221-1605
Document Number	0010170076
Instrument Date	Oct 16, 2017
Instrument	10170076
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Tax	$10,685.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	416 2ND ST ANACORTES WA 982211604, ANACORTES, WA 98221-1604

Tax Assessment & Valuation

The 2025 property tax bill for 405 3rd St was $8,321.

Source: Skagit County assessment roll, as of February 28, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Anacortes City
County	Skagit County
Unified School District	Anacortes School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,321.00
2024		$1,101,900 Land $418,700 Building $683,200	$1,101,900 Land $418,700 Building $683,200
2023	$7,643.00
2022		$1,031,000 Land $358,400 Building $672,600	$1,031,000 Land $358,400 Building $672,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 405 3rd St; there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1984–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 2014 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANACORTES serves 25,109 people · EPA ID WA5302200
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, AT&T, City of Anacortes, Verizon.

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