403 3rd St, Anacortes, WA 98221 Property Records

Skagit County property record for 403 3rd St, Anacortes, WA 98221

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1925
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Tax Bill	$2,897 (2022)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2019 Mortgage
APN	`3772-286-003-0002`

Property Details

APN / Parcel Number

Primary APN	`3772-286-003-0002`
Alternative APN	`P56474`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	1,468 sqft
1st Floor Area	988 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2006
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Width	450 ft Width
View / Lot	Average
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	184 sqft
Patio Area	184 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Septic

Location & Zoning

Account Number	P56474
Old Parcel Number	37722860030002
Street Address	403 3RD ST
City	ANACORTES
State	WA
Zip	98221-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE WEST 12 OF LOT 2 AND ALL OF LOT 3, BLOCK 86, ANACORTES, RECORDED IN VOLUME 2 OF PLATS, PAGE 4, RECORDS OF SKAGIT COUNTY,
Legal Range	02E
Legal Township	35N
Legal Section	18
Legal Quarter	SW
Legal Subdivision	ANACORTES
Legal Block	86
Legal Lot Number	2-3
Jurisdiction	SKAGIT WA
Township / Civil Division	ANACORTES
Census Block Group	1
Census Block	1011
Census Tract	940600

Owner

Source: Skagit County records, as of July 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	403 3RD ST, ANACORTES, WA 98221-1605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
Feb 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2015
Deed Sale	Jan 16, 2015
Prior Sale	Jun 13, 2003 · Amount on Record
Deed Document Number	201501280008
Last Transfer Date	Jan 28, 2015
Transfer Doc	201501280008
Record Updated	Jun 7, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	403 3RD ST, ANACORTES, WA 98221-1605
Document Number	0005010013
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 3RD ST ANACORTES WA 982211605, ANACORTES, WA 98221-1605

Mortgage

Document Number	0005010013
Date	May 1, 2020
Instrument	5010013

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	403 3RD ST, ANACORTES, WA 98221-1605
Document Number	0002270002
Instrument Date	Feb 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 3RD ST ANACORTES WA 982211605, ANACORTES, WA 98221-1605

Mortgage

Document Number	0002270002
Date	Feb 27, 2019
Instrument	2270002

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2022

Property Jurisdictions

Type	Name
State	Washington
Municipality	Anacortes City
County	Skagit County
Unified School District	Anacortes School District (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1984–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 2014 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANACORTES serves 25,109 people · EPA ID WA5302200
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, AT&T, City of Anacortes, Verizon.

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