Monmouth County and Bradley Beach Borough property record for 405 3rd Ave, Bradley Beach, NJ 07720
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,312 sqft · built 1929 |
| Lot Size | 0.125 acres (5,458 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $950,000 (Jan 2019) |
| Tax Bill | $13,634 (2025) |
| Deeds & Mortgages | Jan 2019 Sale & Mortgage Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00069-0000-00003 |
| Primary APN | 08-00069-0000-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,312 sqft Living Area |
| 1st Floor Area | 1,220 sqft |
| Upper Floors Area | 1,092 sqft |
| Basement Area | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,458 sqft (0.125 acres) |
| Lot Dimensions | 78 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 342 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Connected |
| Account Number | 6 |
|---|---|
| Street Address | 405 3RD AVE |
| City | BRADLEY BEACH |
| State | NJ |
| Zip | 07720-1265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 69 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | BRADLEY BEACH |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 808201 |
Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 450 SICOMAC AVE, WYCKOFF, NJ 07481-1120 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2019 | Grant Deed, Transfer · Conventional Mortgage COLUMBIA BK |
| Jan 26, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA/IL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2019 · Amount on Record |
| Deed Sale | Jan 24, 2019 · Amount on Record |
| Prior Sale | Jul 24, 1999 · Amount on Record |
| Deed Document Number | 20197807 |
| Deed Book / Page | 9332 / 4364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 24, 2019 |
| Property Address | 405 3RD AVE, BRADLEY BEACH, NJ 07720-1265 |
| Document Number | 0000007807 |
| Book / Page | 009332 / 004364 |
| Instrument Date | Jan 8, 2019 |
| Instrument | 7807 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2019 |
| Title Company | ANCHOR TITLE AGENCY, ANCHOR TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $950.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 450 SICOMAC AVE WYCKOFF NJ 074811120, WYCKOFF, NJ 07481-1120 |
| Document Number | 7808 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 009332/004373 |
| Instrument | 7808 |
| Name | COLUMBIA BK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 405 3RD AVE, BRADLEY BEACH, NJ 07720-1265 |
| Document Number | 0000017737 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 405 3RD AVE BRADLEY BEACH NJ 077201265, BRADLEY BEACH, NJ 07720-1265 |
| Document Number | 0000017737 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 009274/001464 |
| Instrument | 17737 |
| Name | BANK OF AMERICA/IL |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Bradley Beach Borough |
| Unified School District | Bradley Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,649,700 (+7.08%) Land $959,700 Building $690,000 | $1,649,700 (+7.08%) Land $959,700 Building $690,000 | |
| 2025 | $13,634.00 (+2.98%) | $1,540,600 (+25.33%) Land $839,800 Building $700,800 | $1,540,600 (+25.33%) Land $839,800 Building $700,800 |
| 2024 | $13,240.00 (+22.4%) | ||
| 2023 | $1,229,200 Land $718,800 Building $510,400 | $1,229,200 Land $718,800 Building $510,400 | |
| 2022 | $10,817.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 units insured incl. 26 condo units |
| Nearby Flood Claims | 20 (2005–2023) |
| Claims Outside the SFHA | 20 of 20 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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